Why Choose Title Loans in Bakersfield, California?
Unfortunately, you canât choose when unexpected expenses hit your bank account. However, you can choose to apply for a California title loan when you need fast cash to get back on your feet. With title loans in Bakersfield, California, a borrower can access a portion of the available equity in their vehicle by using a qualifying car title as collateral for the loan.1
Borrowers choose to apply for title loans for many different reasons, but one of the main advantages of title loans is the flexibility they can offer. Your loan proceeds can cover more than just unexpected expenses! Whether the funds are going towards the cost of home renovations, car repairs, or another large personal expense, a title loan can be a helpful and flexible financial resource when you need it most. With a title loan serviced by LoanMart, an eligible resident of California can access their money in as little as 24 hours!1 3
Not only can car title loans in Bakersfield, California, provide fast funding to qualified borrowers, but itâs also easier to get approved for them than it is to get approved for unsecured loans, such as personal loans. Unlike personal loans, you do not need a strong credit score to get approved for a Bakersfield title loan. Title loans can cater to borrowers with bad credit scores who may not qualify for other loan options.1 3
Whether you are applying for a title loan serviced by LoanMart in Bakersfield, Fresno, Los Angeles, or San Francisco, you can expect a fast and efficient application process. Ready to get started? Just fill out a short questionnaire online to see if you qualify for instant pre-approval. Or, give LoanMart a call at 855-422-7412 today to start your application!1
How to Qualify for Title Loans in Bakersfield, CA
Qualifying for a title loan in Bakersfield can be a breeze when youâre adequately prepared and are able to meet the lenderâs requirements. In order to get approved for a vehicle-secured loan, youâll need to be of legal age and have a car title in your name, along with proof of your ability to repay the loan. Lastly, you will need to have a vehicle with sufficient positive equity and undergo a vehicle inspection during your application. Luckily, this examination can take place online when youâre applying for a title loan serviced by LoanMart!1
Besides meeting the application criteria for a Bakersfield title loan, you will be asked to provide a few documents to verify your information, including the following:1
- Bank Statements, Pay Stubs, or Another Acceptable Document to Prove Your Income
- Title to a Car, Truck, or SUV in Your Name
- Recent Credit Card Offers or Statements, Utility Bills, or Another Piece of Mail Sent to Your California Address
- Clear Photos of the Interior and Exterior of Your Vehicle
- A California Driverâs License or Another Valid, Government-Issued Photo ID
These photos will be required after you receive initial approval for a title loan and during the second step of your title loan application. For your convenience, you can submit everything through the customer portal on the LoanMart website, or just send your paperwork and photos to a title loan agent through text message or email!1
LoanMartâs loan officers can easily walk you through your loan application and answer any questions you may have about applying for the financial help you need. From the start of your loan application to the end of the repayment process, title loan officers are just one call away, and they are available six days a week for extended hours!1
Benefits of Title Loans in Bakersfield, California
Qualified California residents can expect to receive the following benefits through title loans in Bakersfield, California, serviced by LoanMart:1
Access Fast Funds When You Need it
When youâre stuck paying for unexpected expenses and drowning financially, you need a fast loan option that can help you get back on track. By qualifying for a title loan serviced by LoanMart and choosing direct deposit to receive your loan proceeds, you can access your funds in as little as 24 hours! In some cases, qualified borrowers can get their funds the same day they apply.1 3
Full Transparency
From the start of your loan request to the day you make the last payment on your title loan serviced by LoanMart, there will be full transparency, which means you wonât run into any hidden fees or prepayment penalties.5
Bad Credit is OK
Donât let your credit score stop you from applying for the financial help you need to get your finances back where they need to be. Apply for bad credit title loans in Bakersfield today!1
Finding the Best Title Loan Provider in Bakersfield
Before you submit an application for a title loan as a resident of Bakersfield, itâs smart to check out all of your options. Some of the factors that you should consider when researching reputable car title lenders are:
- If the title lender has positive reviews from customers on websites like Trustpilot or the Better Business Bureau.
- If the title loan company can offer optimal loan terms, including interest rates and the length of time you will have to repay the loan.
- Whether or not the title lender can provide helpful customer service throughout your loan experience.
Choosing a title lender who provides exceptional service and the most advantageous terms and conditions is your path forward to taking control of your financial situation. Be sure to shop around and find a title lender who suits your needs and caters to your preferences as a borrower!1
FAQS About Applying for Car Title Loans in Bakersfield, CA
If youâre thinking about applying for a car title loan as a resident of Bakersfield, check out some of the most frequently asked questions that borrowers have about vehicle-secured loans:1
How Much Can I Get Through a Title Loan in Bakersfield, CA?
The amount you can access will primarily depend on your income and the value of your vehicle. Depending on these factors, you could access up to $50,000 through a Bakersfield title loan!1
Do I Need a Paid Off Car to Get a Bakersfield Title Loan?
Not necessarily. As long as your vehicle has enough positive equity to qualify as collateral for the loan, it is possible to get a title loan with a financed vehicle.1
How Do I Repay My Title Loan Serviced by LoanMart in Bakersfield, CA?
You will have access to flexible repayment options after you are approved for a title loan serviced by LoanMart and sign your loan contract. Choose between one of the following options to repay your loan:1
- Pay by Phone
- Pay Through the Customer Portal
- If You Prefer to Pay in Person, Visit a Participating Money Transfer Location in CA
- Mail a Check to the Payment Center
