How Do You Get a Title Loan in San Diego?

There are a number of ways apply for a title loan in San Diego. You can call a loan company directly, visit a brick and mortar store, look online, etc. Before you pick a company, you should understand a little more about title loan laws in San Diego.

What do I need to get a Title Loan in San Diego?

You only need a few things to get a title loan:

  • Qualifying title for the vehicle
  • Proof of Income
  • Proof of residency
  • Photos of the front, back, and sides of vehicle
  • Government-Issued I.D. (Driver’s License, State I.D., Passport, etc.)

What is considered proof of income for a Title Loan in San Diego?

A lot of people think a paystub is the only way to show proof of income for a title loan. In reality, there are plenty of other simple ways to demonstrate that you are able to pay back your title loan, for example:

  • Workers’ Compensation
  • Social Security
  • Settlement/Court-Ordered Award

How much money can I get with a Title Loan in San Diego?

There are a number of factors that will actually determine how much you may be able to borrow:

  • Value of your vehicle
  • Your ability to repay the loan

You can’t borrow more than the value of your car. However, the amount you may be able to borrow will be determined by how much you can afford to pay back1.

How do I get a copy of my vehicle’s title in San Diego?

You might be able to get a duplicate copy of your car title from your local Department of Motor Vehicles (“DMV”). Some may even be capable of giving you an expedited title.

Are there any costs other than the interest for a Title Loan in San Diego?

There may be fees or charges associated with your title loan. Will disclose them to you during the application process.

What happens if I don’t pay back my Title Loan in San Diego?

If you can’t pay back a title loan, your car can be repossessed. Utah has no grace period between when you miss a payment and when lenders can repossess the car—they can repossess a car without notice in the case of defaulting. As soon as they take the car, they can sell it. In Utah, if your car sells for less than the amount you owe your lender, they cannot continue seeking money from you. In contrast, if your car sells for more than the balance of the loan, they must return any leftover money to you.

What happens when they sell my car in San Diego?

If you inquire, the lender will let you know when and where the car is being auctioned.

Is there any way I can extend the terms of my Title Loan in San Diego?

You may be able to extend the terms of your loan. You may need to pay off any interest that due on the loan to that point.

How to get a Title Loan in San Diego

A title loan can be a great way to get money in an emergency to cover an unexpected expense. If you have a qualifying car title in your name, you might be eligible for a car title loan1. Upon approval, you can take advantage of streamlined registration process, meaning the time between registering for your loan and receiving your money may be less than 24 hours3.

  1. Call us at 855-422-7412
  2. Sign up online without leaving your home

Once you’ve decided how to get in touch, all you have to do is follow these steps to apply for the money you need:

  1. Fill out the registration form.
  2. Submit your important documents to your representative
  3. Sign your agreement1
  4. Collect your funds1!

Now that you understand a little more about what you need to know about title loans in San Diego, you can see they may be a great way to take care of an unexpected expense you may have.

Additional Information About Auto Title Loan Payments in San Diego

Sometimes the most convenient thing can be to make your car title loan payment in person. Many people prefer to pay certain bills in person because it can provide reassurance that a person is processing the payment that very same day. Thankfully, there are many USA Checks Cashed and USA payment locations in San Diego and throughout California where you can go and safely make your car title loan payment in person.

When you are ready to make your car title loan payment in person, simply choose the closest USA Checks Cashed or USA payment location near your home and visit any time during operating hours. When you arrive, all you have to do is inform the attendant you would like to make a car title loan payment, and they will be able to assist you in making your monthly payment that very same day.

But that is not all you can do at a CCS or USA Checks Cashed payment location. While you are there making your car title loan payment, feel free to take advantage of any of the other services offered there:

  • Cash a Check
  • Pay an Alternative Bill
  • Debit Card Services
  • Send a Money Order
  • Receive a Money Order
  • More!

14 Fun and Free Things to Do in San Diego

Vacations don’t have to cost you a fortune, especially when you travel to San Diego. There are so many opportunities for adventure and memories all over this great city, you just have to know where to look. Luckily, we’ve done the work for you so you don’t have to. Here’s our list of 14 awesome things to do in San Diego that won’t hurt your budget.

  • San Diego Public Library

The San Diego Public Library is automatically an awesome place because they have thousands of books about everything under the sun. But you can do more than just read at this special public library. Get sweating with some intense Zumba, see history come to life in various exhibits, or check out some of the well-known guest speakers that tend to frequent the San Diego Public Library.

  • Free Art by Local Students

See some of the next big artists before they’re actually famous. The University of San Diego opens their art gallery to the public for free viewing. Students have created projects from traditional paintings, to life-sized sculptures, and thoughtful abstract designs. Get together with your group of friends and discuss the art you see!

  • Find Your Zen

Pilgrimage of the Heart Yoga is an organization located in the North Park area of San Diego. Every Monday evening, they offer free guided meditation in their studio. Learn proper posture, breathing, and everything else it takes to meditate, you might even take it on as a lifelong hobby.

  • Classic Car and Bike Show in La Mesa

Interested in automobiles? There is an excellent Classic Car and Bike Show in Downtown La Mesa on Thursday nights. From July through August you can ogle over your favorite classic cars and bikes from back in the day. Just try not to drool on the paint.

  • See the Coolest Sand Castles Ever

Who doesn’t like being amazed? Check out the Sun & Sea Festival at Imperial Beach in San Diego in the month of July. You’ll find talented sculptors creating mind-blowing sandcastles and other awesome figures completely out of sand! There’s also a parade, live music, and all the food you can dream of served by local food trucks.

  • California Surf Museum

Surfs Up! Learn everything you didn’t know about the history of surfing at the California Surf Museum. Find out the interesting origins of the act of surfing, it is probably totally different from what you thought. Never tried surfing before? Get some of the most useful lessons, tips, and tricks from the experts who work here.

  • Old Town

While it may be called “old town” this San Diego area is alive with history and culture. Shop at stores located in buildings that have been around for decades, the architecture will blow you away—even the convenience stores are gorgeous!

  • Become a Pop Star

There are many bars and clubs in San Diego that host a weekly karaoke night. Belt out your favorite tunes with a live band playing behind you. What better way to live out your secret fantasy of being live on stage?

  • Climb a Mountain!

Hike Mt. Laguna, which stands 6,000 feet above sea level, while taking in the beautiful landscape of San Diego. See if you can make it to the top and check out the teeny tiny people below.

  • Check out One of The Best Hotels In The World

You don’t have to stay at the Hotel del Coronado in San Diego to experience how awesome it is. This hotel has won tons of awards for their rooms, service and beaches. Experience what the buzz is all about while you catch some rays at the beach.

  • Do Something for the Kids

There is a Children’s Pool located in La Jolla that has everything you could ask for if you are traveling with small children. Sometimes it can be hard to find activities that are kid-friendly but also don’t stress you out—this pool solves that problem. Swim, float in the lazy river, snorkel, or check out some wild sea lions at this pool catered towards the little members in your travel group.

  • SeaWorld Fireworks

We all know SeaWorld isn’t free, but you don’t have to step foot in this aquatic center to enjoy the firework special they put on in the evenings. The firework display put off by SeaWorld can be seen for miles around, all you have to do is stop and enjoy!

  • Watch Movies Outside

During the summer season, there are various parks throughout the San Diego area that show movies in the evening. Viewings are typically on Sunday nights, but there are also parks that show movies almost every night in the summer. Catch your favorite black-and-white film or a new production that just came out, all you have to do is show up.

  • Maybe Get Some Exercise

If you are traveling to San Diego on vacation, exercise may not be the first thing on your mind. But when you are hiking in the Mission Trails Regional Park you’ll forget that hiking is even exercise. Walk across 6,800 acres of San Diego wilderness and see some of the most beautiful scenery the city has to offer.

One Day Road Trips from San Diego

Who knew you didn’t have to leave your home state to have a good time? Check out these 5 unique places near the San Diego area that you may have never heard of. It only takes a day to make a lifelong memory!

Who knew you didn’t have to leave your home state to have a good time? There are places you didn’t even know existed right in your backyard. Here are just a few of the things you can do without ever having to leave California:

  • Plant a crop
  • Drink in an authentic speakeasy
  • Ride a hidden swing
  • View the ocean from a boat with a glass bottom
  • Hike a mountain trail in the forest

Explore these hidden gems of San Diego for the day, and get the mini-vacation you need to get through the rest of the week.

The Stein Family Farm

The Stein Family Farm in National City has been around since 1900, and was the home of the Stein Family up until 1992.

Charles Stein purchased what is now the Stein Family Farm Museum after winning a lawsuit against the builders of the Otay Dam. During construction, Stein’s farm was completely flooded, but he was only given a small amount of money as compensation. Stein thought this was an injustice to him as a farmer so he took the builders to court. Stein was granted $1,000, which he used to purchases more than 2 acres of land in National City surrounding his farm.

This land is where the Stein family would live for the next 92 years. In 1992, the Stein family was approached by a buyer, who wanted to tear down the structures of the Stein Family Farm and build an apartment complex in their place. When people in town heard about this change they started the “Save the Farm” campaign. In the end, the City of National City bought back the farm with the surrounding land and turned it into an authentic living museum.

Flash forward to today, where the Stein Family Farm is a place for adults, children, and anybody wanting a country getaway without having to leave the city too far behind. Visitors of the Farm are encouraged to get involved and get dirty: you can plant some crops, pet the farm animals, or take a tour of the century old barn. The Stein Family Farm is a great daytrip filled with activities and history that won’t leave your wallet empty.

The Charles Kenneth

There were 13 unlucky years in American history when alcohol was deemed illegal. From 1920-1933 Prohibition was set in place as a means of bringing crime rates down. Ironically, this paved the way for one of the biggest illegal phenomenon’s ever to hit the United States, the speakeasy.

The term “speakeasy” came from the bartenders’ request to literally speak easy when in their secret saloon. Meaning, do not draw suspicion by looking nervous or talking quickly when ordering illegal alcohol. Amongst other precautions, speakeasies were usually located underground or in a hidden part of an established business, and there was typically a password needed to get in. It is said, that for every legal saloon that existed before Prohibition, at least a dozen speakeasies were set in place after Prohibition.

Take a trip back in time at The Charles Kenneth, a modern speakeasy in Carlsbad, California. Located behind a discreet door next to the dumpster of the Land & Water Company, The Charles Kenneth is an authentic Prohibition era bar. You even need a password to get in, and it changes daily. But unlike speakeasies back in the day, the password to The Charles Kenneth is posted on their Instagram page every day.

The Charles Kenneth maintains its 1920’s vibe by enforcing a dress code: no baseball caps, no men’s tank tops, no sandals, and no shorts. They also have House Rules, like gentlemen cannot approach a lady without an introduction from the Bartender, and no cell phone use.

But most of all, The Charles Kenneth’s #1 rule is to keep your mind open to creativity and passion. Time travel to the roaring twenties for a night, and be back in reality before the sun comes up.

Secret Swings

Throughout the beaches of San Diego, there are hidden swings in places you may have walked right past! Spend the day exploring the beaches in your area and see if you can find any. Once you know they’re there, they can be easier to spot.

Usually nestled in a beachside cliff, the location of these secret swings changes periodically. A popular and long-standing place for one of these secret swings is in La Jolla. To get to these swings, take Torrey Pines Road and turn left on La Jolla Shores Drive. Then take a left on Discovery Way and across the street there will be 3 metal poles. Past those poles and to the right are tree swings overlooking La Jolla.

These swings are sturdy, but not as sturdy as the ones at your local park. Try not to perform any crazy stunts or tricks with these swings as you may break them and ruin the experience for somebody else. There are usually no child-friendly seats on these swings either, keep that in mind if you are traveling with little ones.

The hidden swings were put there for more of a relaxing purpose: sit and gaze and the sparkling ocean, escape from your life for a little bit, or just let your mind wander. On a different note, these swings also make for some epic selfies.

Catalina Island

Just off the shores of San Diego, about a 60-minute ferry ride away, is Catalina Island. If you want to go to the Bahamas, but only have a day, try Catalina Island.

Start the day by taking a tour of the ocean wildlife in a boat with a glass bottom. From there you can snorkel, scuba dive, or simply take a swim in the deep blue. There are also other boating activities like stand-up paddle boarding, parasailing, and jet ski rentals.

If the hour-long ferry ride was enough boating for you, try the golf course, one of the many hiking trails, or perhaps even the Catalina Island art museum. If you’re feeling adventurous try the ziplining and get a sweeping view of the mountains, trees, and tropical beauty that make up this amazing island.

If you are looking to extend your day trip into a weekend getaway, there are also numerous hotels around the island. Bonus, if it is your birthday, the ferry ride is for free!

Big Bear Lake

If you aren’t feeling the beachy tropical vibe of Catalina Island, try roughing it in style at Big Bear Lake. Less than 3 hours away from downtown San Diego, Big Bear Lake is a place where you can get a mountain side retreat without being too far from the city.

Spend a day on the lake, or in the day-spa, whichever you prefer! At Big Bear Lake you can also kayak, fish, or hike through the crisp, fresh, mountain forests. Whether you spend the day outside or inside, there is something for everybody at Big Bear Lake.

While there are also options to stay overnight, Big Bear Lake is the perfect distance away from San Diego to feel like you are traveling to the other side of the country without having to stray too far from your hometown. Which would you like better, the beaches of Catalina Island or the dense forests of Big Bear Lake?

Try these day trips from San Diego and get the relaxation of a vacation, in a fraction of the time.