Title Loans in Fort Worth, Texas

Can You Get Emergency Title Loans in Fort Worth, Texas?

Yes! Fort Worth residents who need some extra cash can apply to borrow emergency funds against their car, truck or SUV. In fact, title loans in Fort Worth are a popular loan option: In the second quarter of 2025, the Texas Office of Consumer Credit Commissioner reported that more than 16,500 single-payment and installment vehicle title loans were made to residents within the city.

How Do Title Loans in Fort Worth Work Exactly?

Title loans in Fort Worth are secured loans, requiring successful borrowers to use their vehicles as collateral in order to access emergency cash. If you are eligible for a Ft Worth car title loan serviced by LoanMart, you can access fast cash in as little as 24 hours.^{1 3} Keep reading to learn more about applying for car title loans in Texas!

When a borrower takes out a title loan, they must allow the title lender to place a lien on their car’s title after the loan is funded. A lien will grant the title lender a legal right to the asset throughout the term of the loan. Ft Worth title loan borrowers can continue driving and using their vehicle like they normally do while making their loan payments on time.

Here is how the process will work when applying for a title loan serviced by LoanMart:¹

• Apply Online for a Fort Worth Title Loan: Start your journey for emergency cash by dialing 855-422-7412 or completing an online application. Provide some basic personal information and a few details about your vehicle to get pre-qualified in just minutes.^{1 3}
• Send in the Required Documents: Once approved, you will be asked to provide the a few documents to verify your application information and vehicle ownership. These documents typically include pictures of your vehicle, your vehicle’s title, proof of income, a government-issued photo identification, and proof of your current address in Fort Worth, Texas.¹
• Document Evaluation: Once your paperwork has been uploaded online or sent via email / text message, our team will review your documents for completeness in order to assess your eligibility for the title loan. One of the main reasons why you cannot get an instant online title loan in Fort Worth is that a real person will look at all of your documents in order to ensure they are valid and meet the necessary requirements! For example, you cannot submit a driver’s license that is expired. This process cannot be completed instantly, but with LoanMart-serviced loans, it is fast and streamlined for your convenience.³
• Loan Approval and Contract Review: If you are approved for an online title loan in Fort Worth, Texas, you will be able to review your contract and discuss your loan terms with your title loan agent. This includes the loan amount, interest rate, annual percentage rate (APR), and repayment schedule. Take the time to carefully review the loan contract to ensure you understand and agree to all terms.
• Get Your Title Loan Funding: Once you agree to the loan terms and the electronic contract is signed, you can choose to receive your funds via check or through a direct deposit to your bank account. Getting title loans with direct deposit in Fort Worth is possible if you have a bank account! Or, you can pick up your cash at a participating money transfer location in Texas.¹
• Loan Repayment: You will need to pay back your title loan according to the agreed-upon repayment schedule in your loan contract. After you’ve made all of the required payments, you will have repaid the title loan in full!
• Title Release: Once the loan is completely paid off, the lien on your vehicle’s title is released by the title lender. Generally, it could take up to 15 days or more to receive your car title after you have paid off your Texas title loan. 

How Much Can You Get for a Title Loan in Fort Worth?

Whether you’re applying in Ft Worth, Lubbock, Odessa, Pearland or elsewhere in Texas, the maximum loan amount for an online car title loan primarily depends on the total value of your vehicle and your income. Generally, a qualified borrower in Texas can access up to 50% of their vehicle’s total value through a title loan!¹ With LoanMart-serviced title loans, that could be up to $15,000! If you have any questions about applying for title loans in Fort Worth, you are not alone. Check out our FAQ page or call us at 855-422-7412 today to learn more about how title loans work and what you need to obtain loan approval!¹

What Do I Need to Get a Title Loan in Fort Worth, Texas?

The title loan requirements can be straightforward and simple. Below is a list of everything you will need to get approved for a Fort Worth title loan:¹

• Vehicle Title (Must Be in Your Name): To secure a title loan, you’ll be asked to provide the vehicle’s title, which should be in your name at the time of your loan request.
• Income Verification: A title lender must verify your ability to repay the loan during your application. You can prove your income through various documents, like recent pay stubs, bank statements, or disability award letters. If you do not have a traditional occupation, give us a call at 855-422-7412 to learn more about the types of documents you can submit to prove that you receive a steady source of alternative income.¹
• Verified Identity: Proving your age and identity can be simple during your application. Since you must be of legal age to apply for a Fort Worth title loan, you will be asked to submit a valid, government-issued photo ID card, such as a Texas driver’s license, passport, or permanent resident card.
• Confirmation of Your Current Address in Fort Worth: Proof of current residence is another important document you will be required to upload during your loan request. You can typically use recent lease agreements, phone bills or utility bills to confirm your residential address.
• Recent Photos of Your Vehicle: Although you cannot get title loans without a car inspection in Fort Worth, you can access a virtual vehicle appraisal when applying for a car title loan serviced by LoanMart! To complete a virtual vehicle inspection and verify your asset’s value and overall condition, you must submit a few recent pictures of your vehicle. These photos should cover both the interior and exterior of the car.
• Additional Documents for Fort Worth Residents: Residents of Fort Worth who are applying for a title loan will need to have a signed “Application for Texas Title and/or Registration” form and a signed “Limited Power of Attorney for Eligible Motor Vehicle Transactions” form to complete their loan applications.¹

Can I Get No Credit Check Title Loans in Fort Worth?

The average credit score in Texas is 693, but not every resident of the Lone Star State has a good credit score! If you are avoiding a credit check because you are insecure about your financial history, just know that it is possible to get bad credit title loans in Fort Worth. You don’t need to have a perfect credit history to qualify for the emergency cash you need!¹

Call 855-422-7412 to learn more about applying for bad credit title loans near you in Fort Worth.¹

Where Can I Apply for Title Loans With No Store Visit in Fort Worth?

With Fort Worth title loans serviced by LoanMart, you’re applying for a loan that’s available 100% online with no store visit! Just apply online, or call a title loan agent at 855-422-7412 to get started on your loan application.^{1 3}

Besides not having to drive to a title loan store in Ft Worth, here are some other benefits that qualified borrowers can look forward to when applying for an online car title loan serviced by LoanMart:¹

• Convenience and Speed: When you’re facing a financial emergency, a fast and convenient application process is essential. With LoanMart-serviced loans, you can complete the entire title loan application from the comfort of your home! The approval process is exceptionally swift, and once approved, you could receive your funds in as little as 24 hours, providing a quick solution to your financial needs.^{1 3}
• No Hidden Fees: Transparency is essential when applying for a loan. Title loans serviced by LoanMart have clear terms that are outlined in the title loan agreement. There are never any hidden fees or prepayment penalties to worry about.⁵ If you have any questions or need clarification, our team is readily available to assist you throughout your entire loan request!
• Competitive Interest Rates: Eligible borrowers can access competitive interest rates through title loans serviced by LoanMart, especially compared to payday loans or title loans offered by Credit Access Businesses in Ft Worth.¹