Average Cost of Living in St. George, Utah
The city of St. George was founded as a cotton mission in 1861, but was not yet incorporated, until 1862. Originally called Dixie, the city was erected by the 300+ families that were culled to move there. These families were supposed to assist in building the cotton industry in the area. They were selected based on their family specialties: educators, farmers, carpenters, and etc. The area was later named after a member and apostle of the Church of Jesus Christ of the Latter-day Saints, George A. Smith.
As of the 2016 United States Census the population of the state of Utah was 3.04 million. The population of St. George, Utah was 82,318 people. It is the largest city inside Washington County, and it is the 8th largest city in the state of Utah. St. George is located on the southwest corner of the state.
The cost of living in St. George is 5% less than the national average.
Let’s see how St. George’s cost of living compares to other major cities:
- Anchorage, Alaska is 34% higher than St. George
- Chicago, Illinois is 29% higher than St. George
- Dallas, Texas is 7% higher than St. George
- Knoxville, Tennessee is 14% lower than St. George
- Miami, Florida is 20% higher than St. George
- New York, New York is 140% higher than St. George
- Phoenix, Arizona is 1% lower than St. George
The median household income in St. George is $48,188. The average salary is $39,458. Wages in the city went up 1.5% in that last quarter of 2017. This average salary is comprised of job positions like Mechanical Engineer, Office Manager, and Human Resources Manager. Most of the jobs in St. George are with the large airline situated there, in health services, tourism, and customer service.
The housing market has been on the rise for a few years now. Home values have gone up 6.7% over the last year and are predicted to continue rising. The median price of homes across the nation is $228,200. The median cost of renting any home across the country is $1,595.
The average commute time in St. George is 16 minutes. Most drivers tend to drive to and from work alone each day, about 77% of the population of working people. Just about 15% of people carpool. While, less than 1% of the working population takes public transportation. On average, a gallon of regular unleaded gas in St. George will cost you about $2.46.
The city of St. George does have its own form of public transportation called the Suntran. Patrons can ride for just $1, and they do offer discounted rates to senior citizens 65+ and to people with disabilities. Children under age 5 ride free, if they are accompanied by a paying adult rider. Suntran also offers $30 monthly passes, that has unlimited travel within those days.
Residential power and lights will cost about $16 per month, per meter. The general water service charge, is based on the size of your meter and the amount of gallons used. The base charge is $24.72 per month. If your water use exceeds 5,000 gallons per month there are additional fees added on to the base charge. And the current garbage rate is $11.85. All in all, your basic utilities (heating, electricity, cooling, water, garbage) can cost anywhere from $75 a month to $200 a month, depending on the size of your apartment or house.
What is there to do in St. George, Utah?
- Zion National Park
- Pioneer Park (Dixie Rock)
- 10 Golf Courses
- ATV tours
- Rosenbruch World Wildlife Museum
- Red Cliffs Recreation Area
- Cliffside Restaurant
Reliable Car Title Loan Lender in St. George, Utah
It seems like there are almost too many different kinds of lenders out there! If you are looking for some fast funding, you have some options. Here are some types of funding that tend to appeal to people who are looking for fast cash:
- Cash advances
- Payday loans
- Signature loans
- Registration loans
- Car pawn
- Installment loans
- Car title loans
But if you are not careful you could end up getting yourself into a lot of debt with some of these types of funding. Let’s take a closer look and find out why.
If you have the proper kind of credit card or a bank willing to distribute funding, you might be able to get a cash advance. But if you are looking for a sufficient amount of funding, a cash advance might not be for you.
Other types of funding like payday loans, signature loans, and registration loans can leave you owing more money than your original loan balance was in the first place. This is because payday loans, signature loans, and registration loans come with very high interest rates almost every single time.
If you want to avoid high interest rates, you could try a car pawn. A car pawn can be a good option if you do not need your car for a while. When you get a car pawn you are typically required to give up your vehicle while the pawn shop holds onto it until you pay back the loan in full. If you or your family rely on your vehicle to get to and from work, school, or other important places, a car pawn is most likely not for you.
Basically, payday loans, signature loans, registration loans, and car pawns can leave you in the following situations:
- Not having enough money that you need
- Falling into more debt because of high interest rates
- Without a vehicle for you or your family
If you want to avoid those kinds of situations, an installment car title loan is probably the right answer for you.
What is an Installment Car Title Loan in St. George, Utah?
If you are looking for a fast way to receive funding that is sufficient for what you need and doesn’t have super high interest rates, an auto title loan could be the answer for you.
You may be able to get fast funding, interest that won’t make you feel like you’re drowning, and you keep your car when you stay on top of your manageable monthly installments.
A car title loan is an installment loan because you don’t have to pay back your entire loan balance all in one payment like you typically do with other types of funding, like payday loans. Instead, your payment plan can be made up of convenient terms and competitive rates.
With car title loans, it is possible for you to receive your sufficient funding in as little as one business day3! All you have to do to get started is fill out a brief information request that you can find on the official homepage.
After you have been approved, you can send in the required documents to your title loan agent.
How Quickly Can I Get My Money with a Car Title Loan in St. George, Utah?
Car title loans in Utah are an express way to get funds in an emergency. They are usually more convenient than traditional loans for a number of reasons:
- There’s no restriction on how you spend the money
- There’s no lengthy application process
- There’s no credit check until the end of the process, lenders are more concerned with the value of your car and income
If you have all your documentation together, a qualifying car title and a few other things, you can potentially get a title loan in as little as one business day3.
What Do I Need to Get a Title Loan in St. George, Utah?
There are only a few things you need other than a qualifying car title to get a title loan:
- Photos of the front, back, and sides of vehicle
- Government-Issued I.D. (Driver’s License, State I.D., Passport, etc.)
- Proof of Income
- Proof of residency
What is Considered Proof of Income for a Title Loan in St. George, Utah?
Paystubs are a common way to show proof of income for a title loan in Utah. However, it isn’t the only way. See below for a number of other things commonly used to show proof of income for a title loan:
- Workers’ Compensation
- Social Security
- Settlement/Court-Ordered Award
How Much Money Can I Get for a Title Loan in St. George, Utah?
There are a number of other factors that determine the amount you’ll actually be able to borrow:
- Value of your vehicle
- Loan Terms
Usually, the more money you make and the more valuable your car, the more money the lender will be able to lend you1.
How Do I Get a Copy of My Vehicle’s Title?
A duplicate title may be available from your local Department of Motor Vehicles (“DMV”). Some DMVs might even be able to provide you with a service where they express you your title.
How Long Do I Have to Pay Back My Title Loan in St. George, Utah?
There is no maximum duration for title loans. Because of this, the length of the loan should be outlined by your lender.
What Happens if I Don’t Pay Back My Title Loan in St. George, Utah?
If you are unable to pay back your title loan, your car might end up repossessed. There is no right to cure in Utah, this means that your lender can begin trying to repossess your car as soon as you are late on payments. They don’t have to give you notice of any kind. However, Utah, unlike some other states, forbids your lender from pursuing payment from you after they sell your car, even if they don’t recoup the full cost of the loan. Additionally, if they recoup more than the cost of the loan, they must return the excess to you.
Is there Any way I Can Extend the Terms of My Title Loan in St. George, Utah?
You may be able to extend the terms of your loan by speaking to your lender. You will be required to pay the interest due up to that point. You may be able to extend it multiple times, but you will need to be current on the interest each time.
How Can Title Loans Help Me with My Move?
All you have to do is fill out our application, and you can find out how much you may be eligible to borrow from us. You may be able to receive your loan funds in less than one business day3.
Here’s what you do:
- Contact us
- Call: 1-877-787-4923
- Click: APPLY NOW
- Submit your required documents
- Collect your funds1
- Check: mailed to the address on file
- Direct Deposit: to your personal banking account, or online wallet
If you need some express money in a hurry, you should consider a title loan. Don’t let an unforeseen bill or medical expense ruin your financial plans.