Despite how much we wish it weren’t so, life is full of unexpected twists and turns. Your car refuses to start, your pool vacuum breaks, your child is rushed to the emergency room. If you need cash fast and are looking for a title loan in Cape Coral, Florida, ChoiceCash Title Loans is one the best options for you. Think you won’t qualify because of bad or no credit? Think again and apply with ChoiceCash Title Loans right now1.
ChoiceCash has made the entire process of qualifying for a title loan in Cape Coral, Florida as easy as possible. All ChoiceCash requires from you is proof of ownership of your car, proof of reliable income, and the title of your vehicle since it is the collateral used to secure your title loan1.
Many Florida lenders have all kinds of strict requirements and some won’t even offer loans to those who don’t meet their criteria. But not ChoiceCash Title Loans. You may even qualify for a ChoiceCash title loan in Cape Coral, Florida without traditional Monday through Friday employment. . All you need is a verifiable income so lending institutions can justify the loan. Some examples of verifiable income include:
- Paycheck Stub(s)
- Bank Statements
- Government Award Letters
- PayPal Transaction History
- Documentation of Legitimate Claimed Income
Where Do I Look for a Title Loan in Cape Coral, Florida?
Like most people, you don’t want to take time out of your busy day to head down to a store front to apply for a loan and wait around while a decision is made about your application. Which is why ChoiceCash has made getting a title loan in Cape Coral, Florida online an easy three step process that is all about the best way to help you. Simply fill out ChoiceCash’s online form and a ChoiceCash loan specialist will start the process of reviewing your qualification and payment disbursement remotely. Questions? Reach out to ChoiceCash at 866-872-0529 or use the ChoiceCash online tools to get in touch.
Yes! ChoiceCash offers online title loans in Cape Coral, Florida purely for your convenience and so you can receive your money faster, especially if you choose electronic deposit1. However, a real live loan processor is always available if you ever want to talk to a real person at 866-872-0529.
Curious how the title loan process works? It’s as easy as 1, 2, and 3:
- Step One: Fill out a short form so ChoiceCash can find out more about your car. Depending on your answers, your car may even receive a pre-qualification loan amount on the spot.
- Step Two: Prepare for a ChoiceCash loan processor to call you and review what ChoiceCash needs to process your loan. These items typically include identification, proof of income, and your car title. After that, you will receive instructions on where to send these documents.
- Step Three: Add your John Hancock to the loan agreement and choose how you want to receive your loan funds.
Once all three steps are completed, you’ll receive your title loan funds.
Know that if any discrepancies arise, ChoiceCash offers the following alternatives:
- Speaking to a dedicated loan agent on the phone
- Sending your documents via email
- A Government Issued Photo ID– Identification with a picture such as a driver’s license, state-issued ID, or passport.
- Proof of Address: A recent bill, a lease, a mortgage title, or a voter registration card.
- Proof of Income: A pay check or bank statement to show you have a steady income.
- Photos of Your Vehicle: Your loan agent will advise you what kind of photos you need to provide and they usually include all four (4) sides of your car, the odometer, and the VIN.
- A Car Title: The title must be in your name.
- References: Have four (4) references handy. ChoiceCash accepts both professional and personal references.
After you have these documents, the loan process typically moves along at a fast pace1. If anything else is required, your dedicated loan processor will let you know.
Sometimes within one business day1! In other cases customers have even received their cash the day they’ve applied 1.
Submitting all your payments on time means you get to hang on to your car during the course of your loan. But when you’re applying for title loans in Cape Coral, Florida, it’s a good idea to have a plan to make sure you can keep up with your payments. ChoiceCash understands things happen and unexpected expenses pop up. If this occurs and you cannot fulfill the terms of your loan, you will be at risk of repossession, and your vehicle could be sold at auction. If you suspect you can’t make a payment, please contact ChoiceCash at 866-872-0529 and ChoiceCash will do everything it can do to help you keep your car.
Once you’ve gotten the all clear to receive your title loan funds, you have three options available to you.
- Bank –All banks have their own ways of processing payments, which means the amount of time it will take you to receive your loan can vary. Simply provide your checking and routing numbers.
- Check – Don’t feel comfortable handing over your banking information? No problem. We’ll give you a check to cash at your bank or any check cashing service.
- MoneyGram– A popular choice among many locals, you can pick up your funds at any MoneyGram location.
If you choose MoneyGram to receive your title loan funds, you can get your funds at a variety of locations. MoneyGram locations can be found in and around all different areas of Cape Coral, including:
- Ace Cash Express
If you’re ready to get your finances back in order, click here to let ChoiceCash Title Loans help. Receive your funds in as little as one business day with ChoiceCash Title Loans in Cape Coral, FL1.