If you’re a resident of Alton, Texas, and are looking for a loan, spending hours in line waiting to get approved for one is less than ideal.
Fortunately, there may be ways to get a loan in Texas without leaving your house! One of these options is a ChoiceCash Title Loan, service by LoanMart, which can offer fast approval in as little as one day!1
What is a ChoiceCash Title Loan in Alton, Texas?
A ChoiceCash Title Loan is simply a loan that is secured through some form of collateral, which in this case, is the borrower’s car. The car title is given up for the duration of the loan, but then returned upon full repayment. Although, one of the benefits of ChoiceCash Title Loans is that you are still able to continue driving your vehicle during the repayment process.
As the result of using collateral to secure the title loan, there are certain advantages available to the borrower. These perks can include extended loan terms, high approval, and so much more! While traditional bank loans require in person inquiries that can take hours, ChoiceCash Title Loans operate much faster.1
ChoiceCash Title Loan inquiries can be done in 5 minutes without leaving your house!1 Some residents in Alton, Texas have received loan approval in less than half an hour.1
How Can I Qualify for a ChoiceCash Title Loan in Texas Without Leaving My House?
Qualifying for a ChoiceCash Title Loan can be a fast and hassle-free process for residents in Alton, Texas1. To qualify, there are a few initial requirements that must be met.
In order to apply for a title loan in Texas, you will need to:
- Be 18 Years of Age or Older
- Own a Vehicle in Your Name
- Have a Steady Income
These primary requirements are fairly simple to meet. While most loan processes require a form of traditional income, ChoiceCash Title Loans are flexible and thus, accept other forms of revenue as proof of steady income. These alternative documents can include disability benefits, retirement benefits, and more.
What Documents Will I Need to Apply for a ChoiceCash Title Loan in Alton, Texas?
When applying for a ChoiceCash Title Loan, there are certain documents and information that must be provided. To apply for a ChoiceCash Title Loan, you will need to provide:
- A valid government issued photo ID
- Proof of income (recent bank statement, paystub, checking account statement, etc.)
- Proof of residency (recent utility bill, voter registration card, etc.)
- Qualifying car title in your name
By providing these documents during your loan inquiry process, the approval process could be much faster and easier1. These documents can help a loan agent better determine a loan amount, as well as your eligibility for a loan during the inquiry. After this step, there is one more step in the approval process to be completed, which is an inspection of the vehicle. This vehicle inspection will help determine the possible value of the loan. A vehicle’s value is determined by a few different factors, which can include the make, model, year, and mileage of the vehicle, as well as the current condition.
I Qualified for a ChoiceCash Title Loan, What’s Next?
After a loan agent has determined the value of the loan, and an agreement is reached, the loan approval process is over! The last step in your financial journey is to receive your title loan funding. This can be done by setting up direct deposit or requesting to receive your money in person at any local MoneyGram location in Alton, Texas.
Why Should I Choose ChoiceCash Title Loans in Alton, Texas?
Getting the emergency funding that you need without having to leave your house doesn’t have to be a hassle. Choosing the right type of loan can be the best decision for your financial goals. With ChoiceCash Title Loans, you’ll have access to the best rewards and benefits that come with choosing a great loan for your financial situation1.
- Get Rewarded for Paying Your Loan: One of the great benefits that ChoiceCash Title Loans offers is a competitive interest rate that gets lower each and every month. By the time you finish paying your last title loan payment, your interest rate could be half of what it originally was2!
- Apply Online: When you’re looking for a good loan, but you don’t want to spend hours in line at a bank, you can just apply online for a loan! Get financial support and funding when you need it, without the extra hassle of leaving your couch.
- More Time to Pay, When You Need It: If you find yourself in need of more time to repay a ChoiceCash Title Loan back, know that you have the option of receiving terms up to 3 years3!
- Keep Driving: Although you are using your car title to secure your loan, you can still continue to drive your vehicle as you make your monthly payments! You won’t need to rely on ridesharing apps to get you where you need to be!
Apply Today for a ChoiceCash Title Loan in Alton, Texas!
Texans who are in need of an affordable loan but aren’t keen on leaving the house can apply today! There’s no need to wait when your funds could be available in as little as one business day1. Apply online today or call ChoiceCash Title Loans toll free at 1-855-914-2945 to speak to a loan agent.