What Happens When I Don’t Get an Inspection for a Car Title Loan?

 
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Many car title loan stores require you to have your car inspected before you can qualify for a car title loan. You might not have the time to stop for an inspection and find yourself asking, “What happens when I don’t get an inspection for a car title loan?” At LoanMart, we don’t require you to have a car inspection in order to qualify for a title loan.

Car Title Loan Without an Inspection

If you’re looking to get a car title loan without having to find a participating store to perform an inspection, then LoanMart may be the title loan company for you. We understand that when life calls for emergency expenses, we don’t always have the time to stop and have our car verified for an inspection. Instead, we just ask that you verify the existence of your car in a few other, easier ways.

  1. Send in important documentation for your vehicle.

Part of our process at LoanMart for qualifying for a title loan is providing a few documents that prove the car is in your name and to confirm the equity in it. Once you collect your documents, you can submit them by sending pictures of them to us. No need to stop at a participating location! By emailing them to lmdocs@loanmart.com or text them to 1-818-521-2470. Some of those documents include:

  • Qualifying title of your vehicle
  • Government issued ID
  • Residency proof
  • Proof of income
  1. Send us pictures of your vehicle.

Instead of making you find a participating store location near you and have a physical inspection performed, we just ask that you send in pictures of your vehicle. To send them in, all you have to do is email them to the same lmdocs@loanmart.com or text them to 1-818-521-2470. Having photos allows us to determine its condition without an inspection. Here are some tips for getting the best photos:

  • Take pictures in bright, natural light
  • Take pictures of the front, back, driver’s side, and passenger’s side
  • Get close-up images of your odometer view and VIN

Why Choose LoanMart

If you’re concerned about a car inspection with another title loan company, make the switch to LoanMart! We only require the pictures of your vehicle, so you won’t need to worry about taking time out of your day to have your vehicle inspected to assess its condition. That’s what we use the pictures for!

On top of that, LoanMart also offers other amazing benefits for its customers to make the title loan experience that much easier.

Completely Online Application Process

Time may be of the essence in your financial situation, and LoanMart may be able to get you the money you need without having to leave your home. LoanMart has streamlined the application process to make it completely online.

When applying online, all you need to do is submit your application through our website. Shortly after, a LoanMart representative will contact you about your loan amount and the offer we can give you, as well as to request your additional documentation1. Then, by using our email or phone number, you can simply email or text your document photos to us. When it comes time for payment, you can just have your funds wired directly to your account.

Depending on when you apply, you could have your funds in as little as one business day3! We’ve made it easy for you!

Superior Customer Service

Our team is committed to giving you a positive title loan experience. Another reason we don’t require an inspection is because we want to make the title loan process hassle-free. Having to clear time out of a busy schedule can be a nuisance just to have your car looked at when taking a picture can work just as well.

Just because we have everything online, though, doesn’t mean you can’t contact us with any questions. We have people waiting by the phones to help you with any questions that arise during your loan process.

Five Day Guarantee

If you’re still worried about getting a title loan, LoanMart allows you to “return” your title loan if you realize it’s not for you. Upon approval, LoanMart lets you try out your title loan for 5 days from the signing of your loan without being locked in. If you decide you don’t want the title loan or can’t afford it, all you have to do is send in writing that you no longer wish to have your title loan by midnight of the 6th night from signing from your loan, then send your money back in full within one business day.

How to Apply with LoanMart

If you’re looking to apply with LoanMart, you can get started on your application today! Just follow the following steps to apply with us :

  1. Apply online, over the phone, or at a participating store. While there are thousands of participating locations across the US, sometimes it’s just easier to apply online or over the phone.
  2. Submit your documents. After your LoanMart representative has contacted you, all you have to do is send in your documents and pictures of your vehicle.
  3. Collect your funds1! After reviewing and signing your agreement, you can collect your funds with direct deposit, at a participating store, or your nearest MoneyGram.

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