Life can take us by surprise sometimes. Emergency doctor visits, unexpected home repairs, a sudden increase in rent. Do you qualify for a personal loan at your bank? Can you get another credit card? Will your boss let you pick up a few more shifts at work? If you’ve exhausted all your options but aren’t sure where to turn, turn to ChoiceCash Title Loans to help you dig out of a financial hole1.

How Can I Qualify for a Title Loan in Miami, Florida?

Some lenders have a long list of requirements for who they will loan to. But ChoiceCash has made the entire process of qualifying for a title loan in Miami, Florida as easy as possible1. In order to qualify with ChoiceCash you need proof of ownership of your car, proof of a reliable income, and the title of your vehicle.

Is a Traditional Job Required to Get a Title Loan in Miami, Florida?

Some Florida lenders won’t even consider applicants who don’t meet their strict standards. But not ChoiceCash! As long as you provide a verifiable source of income, you may qualify for a title loan in Miami, Florida1. You may be wondering what counts as a verifiable income. Some examples include:

  • Paycheck Stub(s)
  • Bank Statements
  • Government Award Letters
  • PayPal Transaction History
  • Documentation of Legitimate Claimed Income

How Can I Find a Title Loan in Miami, Florida?

The normal title loan process can be long and painful. Driving down to a brick and mortar location, filling out an application, waiting for the application to be approved, and waiting to get your money can take up hours of your time. This is why ChoiceCash encourages you to get title loans in Miami by using the ChoiceCash online option. Simply fill out the form, then a ChoiceCash loan processor will review your information. Got more questions? Feel free to call ChoiceCash at 833-861-5367 or use the online tools to reach out.

I Can Get an Online Title Loan in Miami, Florida?

Yes1! ChoiceCash wants to make the process of getting title loans in Miami, Florida as easy as possible1. Your convenience is ChoiceCash’s main concern which is why ChoiceCash’s number one priority is making it easier for you to get the money you need in your hand fast1. Worried about the safety of your personal information when applying for title loans in Miami, Florida? Fear not. ChoiceCash takes the protection of your information seriously and complies with all federal and state laws to safeguard your identity. ChoiceCash uses state of the art SSL encryption. If you still have questions, however, a real live loan processor is available at 833-861-5367.

Want to learn more about the process of how getting online title loans in Miami, Florida works? You can receive your loan in three simple steps:

  1. Step One: Fill out the ChoiceCash inquiry form with more about you and your car. Based on your answers, your vehicle may even receive a pre-qualification loan amount on the spot1.
  2. Step Two: One of our loan representatives will give you a call to review each piece of information we need to process your loan. These items usually include some form of identification, valid proof of income, and your car title. Your loan representative will then inform you where to send these documents.
  3. Step Three: Sign the loan agreement and select the way you want to receive your loan. You even add your signature electronically instead of having to go down to a bank..

After all three steps are completed, you’ll receive your title loan1.

Please know that if any problems arise, ChoiceCash offers the following alternatives:

  • Talking to a dedicated loan agent on the phone
  • Sending your documents via email

What Documents Are Required to Get Title Loans in Miami, Florida?

  • Government Issued Photo ID– A form of identification with a picture such as a driver’s license, state-issued ID, or passport.
  • Residential Verification: A recent bill, a lease, a mortgage title, or a voter registration card.
  • Proof of Income: A pay stub or bank account statement to show you have a steady income.
  • Photos of Your Vehicle: Your loan agent will advise you what kind of photos you need to provide and they usually include all four (4) sides of your car, the odometer, and the VIN.
  • A Car Title: The title must be in your name and valid.
  • References: Have four (4) references handy. ChoiceCash accepts professional and personal references.

After you’ve gathered all of these documents, the loan process typically moves at a quick pace1. If we require anything else from you, your loan processor will let you know.

How Long Does It Take to Get Title Loans in Miami, Florida?

It’s possible to receive your loan within one business day1! ChoiceCash has also had customers even walk away with their cash the same day they’ve applied 1.

What Happens if I Default On My Title Loan?

No one wants to default on their loan or even think about the possibility of defaulting on their loan in the future. But sometimes life throws you a curveball, which is why it’s a good idea to have a plan to make sure you can keep up with your payments. However, if at any time you find yourself unable to fulfill the terms of your loan, you will be at risk of repossession and your vehicle could potentially be sold at auction. If you suspect you cannot make a payment, please do not hesitate to reach out and contact ChoiceCash at 877-592-0518. ChoiceCash will do its best to work with you to find a way to help you keep your car.

How Do I Receive The Funds for My Title Loan in Miami, Florida?

Once a loan representative has given you the all clear, you have three separate options to cash out.

  • Through a Bank –Simply provide your checking and routing numbers to receive your funds from a bank of your choosing. Be sure to keep in mind that all banks processes payments differently, so the amount of time it will take you to receive your loan may vary.
  • With a Check – Not comfortable giving out your banking information? No problem. ChoiceCash will give you a check to cash at your bank or any other check cashing service.
  • With MoneyGram– One of ChoiceCash’s more popular options, you can pick up your funds at any participating MoneyGram location in Miami.

MoneyGram Locations for Picking Up the Funds from a Title Loan in Miami, Florida

When you choose MoneyGram, you can receive your funds at a variety of locations. MoneyGram locations can be found in and around all different areas of Jacksonville, including:

  • CVS
  • Walmart
  • Ace Cash Express

Get Started With a Title Loan in Miami, Florida Today!

If you’re ready to reach for the stars and set some new financial goals this year, click here to let ChoiceCash Title Loans help. Receive your funds in as little as one business day with a title loan in Miami, FL1.