When you’re experiencing a financial roadblock, knowing where to turn for support can be hard. If you’ve hit a dead end with traditional bank loans, title loans in Lancaster can be another option to save the day. Title loans serviced by LoanMart allow you to unlock up to $15,000, depending on your car’s value and your income.1
A qualified borrower can get their money as soon as the next business day, and they can keep driving their car during the repayment period as long as they make on-time loan payments.3 Learn more about the flexible loan terms and other benefits for eligible Lancaster residents by calling 855-422-7412 to speak with a LoanMart title loan representative today! Applying for Ohio title loans online or over the phone can be a fast and easy.
How Can I Get Money With My Car Through Title Loans in Lancaster?
An eligible applicant can tap into a portion of their car’s equity through car title loans in Lancaster, Ohio. Title loans tend to be more flexible than some other loan options because the loan is secured by a car title, which is used as collateral for the loan. As mentioned above, it is possible to maintain access to your car during the repayment period, provided that your loan payments are made on time.
If you’ve been intimidated by loan applications before, it’s important to understand that through title loans serviced by LoanMart, the process can be as straightforward as possible for Lancaster borrowers. There are three major steps to applying for auto title loans in Lancaster, OH:1
Get Prequalified
LoanMart’s online prequalification form only takes a few minutes to fill out. Through the fast questionnaire, you can learn more about the estimated title loan value of your car, which is based on its year, make, and model, along with other important factors. Pre-approval is almost instantaneous and gives you a better understanding of how much money you may be able to borrow through a title loan in Lancaster.1
The online title loan calculator offers convenience and 24/7 access, but if you prefer to talk to a human, you’re welcome to call 855-422-7412 to speak with a dedicated title loan agent during business hours.
Gather and Submit all Required Documents
If you’re pre-approved for a title loan in Lancaster, Ohio, it’s time to send in the required paperwork. The entire process can be completed at home by submitting paperwork to the online document portal or sending the necessary items via email or text message.
Access Fast Funds
If you’re approved for a title loan, the last step is to get your money! Eligible Ohio residents can receive their money as soon as 24 hours after approval.1 3
You can request a mailed check, pick up your cash at a participating money transfer location, or get your funds through a direct deposit to your bank account. Even if you’re taking a quick business trip to Findlay or you are visiting relatives in Chillicothe, there’s a convenient way to access your funds.

What Do I Need to Get Approved for Car Title Loans in Lancaster, Ohio?
Whether you’re based in Lancaster, Warren, or Cincinnati, the following requirements are common for car title loan applications:
- Be at Least 18 Years Old
- Provide Proof of Income
- Have a Vehicle in Roadworthy Condition With Enough Equity
- Have an Ohio-Issued Car Title in Your Name
Meeting the requirements is half the battle, as you’ll need to submit other paperwork besides a qualifying car title and proof of income during your application:
- Proof of Current Residence
- A Valid, Government-Issued Photo ID
- Clear Photos of Your Vehicle’s Interior and Exterior
One of the most important documents you will need is proof of income, because it is required to verify your ability to make payments on the loan. But if you don’t have pay stubs from a steady 9-5 job, there are other ways to demonstrate that you receive regular earnings. Here are some of the most common alternative sources of income:
- Retirement Income
- Workers’ Compensation
- Supplemental Security Income (SSI)
- Settlement Income
Whether you have an office job or you are self-employed, all you need to do is demonstrate your ability to make loan payments through bank statements or other acceptable documents.
Can I Get a Title Loan in Lancaster Without Showing the Car?
There’s no way around a car inspection when applying for a car title loan in Lancaster, Ohio. Your car’s value is based on its current condition, so it’s essential for lenders to assess whether there’s any major damage to the vehicle, as well as signs of visible wear and tear.
Luckily, this process doesn’t have to be done in person. One of the many conveniences of applying for title loans serviced by LoanMart is that virtual inspections are an option, allowing potential borrowers to complete their examinations from the comfort of their homes.
You will need to photograph all external sides of your vehicle and include several interior shots, along with a few snaps of your car’s odometer reading and the Vehicle Identification Number (VIN). Like the required documents, you can choose to send your photos via email or text message, or simply upload the pictures to LoanMart’s online document portal.

FAQs About Lancaster Title Loans
Below are some of the most common questions that borrowers have about the application process for vehicle-secured loans:
What is The Minimum Credit Score For a Lancaster Title Loan?
The minimum credit score required to get approved for a Lancaster title loan varies depending on the lender you decide to work with. Some title loan lenders may not have a minimum credit score requirement at all.
Factors such as your vehicle’s value and your ability to make loan payments will typically matter more than your credit history during the application process for a title loan. If you meet the loan requirements, you may be able to qualify for a title loan with imperfect credit. Call 855-422-7412 to learn more about bad credit title loans in Lancaster, Ohio!1
What Disqualifies You From a Title Loan in Lancaster, Ohio?
If you don’t currently live in a state where you are allowed to apply for a title loan with the lender or loan servicer you chose to work with, you will not be eligible for a title loan. Additionally, if your car doesn’t meet the lender’s equity requirement or you don’t have a car title in your name, you will be disqualified for a title loan.
What Are Two Disadvantages Of a Title Loan?
While title loans can be a flexible loan option, they are only available to individuals with qualifying vehicles. That means your vehicle must have enough positive equity in order to use it as collateral for the loan.1 Since the title to your vehicle will guarantee the loan, there is a potential risk of repossession during the repayment process if you cannot stay on top of your monthly payments.
Where Can You Apply for Auto Title Loans With No Credit Check in Lancaster, Ohio?
Typically, it’s not possible to qualify for auto title loans in Lancaster without the lender verifying your credit history. Most reputable lenders will require applicants to undergo a credit check to get a clear picture of the prospective borrower’s financial history and current debts.
If you have bad credit or a limited credit history, approval for a car title loan can still be possible, as long as you meet the loan criteria and provide the correct paperwork to verify your information and vehicle ownership. Instead of being bound to the mistakes of the past, you can work to chart a clear path to a better financial future.
Ready for peace of mind and fast cash in as little as 24 hours?3 Contact us at 855-422-7412 or fill out an online questionnaire to get a title loan quote with no obligation!1
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Locations Near Lancaster, Ohio
LoanMart is proud to help people all over the United States, including Lancaster, Ohio and beyond! Look through the different LoanMart service areas and see which one is closest to your neighborhood:
Nearby States by Ohio That Offer A Title Loan Serviced by LoanMart
LoanMart is proud to help people all over the United States, including Lancaster, Ohio and beyond! Look through the different LoanMart service areas and see which one is closest to your neighborhood: