Can You Get a Title Loan with an Out of State Title?

 
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Can You Get a Title Loan with an Out of State Title?

Are you trying to get a title loan, but your car title loan is not registered in the state you’re applying from? You won’t need to worry to yourself can you get a title loan with an out of state title. With LoanMart, you’ll be able to get a title loan with an out of state title – as long as you can provide residency for the state the title is registered in and depending on that state’s laws1.

Get a Title Loan with an Out of State Title

If you are trying to get a car title loan, but your vehicle is not registered in the state you are applying, there’s no need to worry. LoanMart has the ability to complete your entire application process online, regardless of what state you are in. We may still be able to get you the money you need with a car title loan, even if you are applying from one state with a title registered in another1.

Depending on the state’s laws, all you may need to do is prove that you live in the state your vehicle is registered in. For example, if you have a car title registered in California, but you are currently out of town and need a car title loan, as long as you have proof that you live in California you’ll be able to apply with LoanMart for a car title loan.

Proof of Residency

There are many different ways that you can prove your residence. You can use any form of mail that you have gotten whether it be a subscription magazine from your local and favorite stores, or it can be from a bill like a utility bill or credit card bill.

As long as it has your name and the same address that your car title loan is registered, it will be able to verify your residence in the state your title is registered.

Residence in Different State than Title

If you have a different residence than your car title because of a move, you might need to register your title in your new state before you get a car title loan. It is a rather easy process to do and can be completed at your local Department of Motor Vehicles or motor vehicle services department.

Registering a Car Title

Once you move to a new state, you generally have about 30 days to get your vehicle licensed and titled after becoming a resident of that state. Some states may require that you have auto insurance in your new state as well before you will be able to register your vehicle.

To register your vehicle, you will most likely have to go to the motor vehicle services department and complete an application for the registration of the vehicle. This could be available at the office or online through an electronic system. Some states may give you the option to print the online form to submit within a certain time frame. You may need to describe the car like its make, model, year, VIN, the date of purchase, and whether it was bought used or new. Some additional information they may require is*:

  • Proof of residency in new state
  • Original title and registration from previous residence
  • A description of the vehicle
  • An applicable tax-form
  • Payment for the vehicle registration

*Keep in mind that some of these requirements could vary depending on the state you are registering your vehicle. You may need to provide more or less. It is best to check with your local DMV or motor vehicle services department, or you can go to the national DMV website to check the requirements.

Need Money Fast

If you are concerned that it may take a while before you can register your car title and get your money from LoanMart, there’s no need to stress over your short amount of time. If you have any concerns about your out of state title and need help, you can call LoanMart to help you out! We have many different loan options to help you apply, and we make sure your car title loan fits your lifestyle1.

As long as you have a car title and it’s in your name, along with a proof of income, LoanMart can help you through the steps of applying for a car title loan with us. Simply call us at 1-877-237-5530.

How Do Car Title Loans Work?

With LoanMart, car title loans can be a great way to get the cash you need quickly. There’s no need to worry about long waits or mountains of paper work like there are with traditional loans.

By using your car’s title, the car title loan is secured, and the vehicle’s title is used as collateral. By using the car, its value, and your income, we will be able to establish the amount of the loan that you’ll be able to receive1.

Our application process can help you get approved in no time. We offer three different ways of applying:

  1. Online
  2. Over the phone
  3. At a participating location

You’ll not only be able to apply online, but you’ll even have the option of sending all your documents in through that same online system. That way, our team members will be able to contact you in a swift manner and get you the money you need.

Apply with LoanMart

To apply with LoanMart for a car title loan, you’ll only have to follow three easy steps to complete the process!

  1. Apply over the phone, in stores, or online using your phone, tablet, or computer.
  2. A LoanMart representative will contact you to provide all your important, qualifying documentation like your title, income proof, and other items.
  3. After you’ve submitted your documents, you’ll receive your individual loan amount and interest rates1. You’ll be able to accept the loan, and you can potentially receive your money the same day you applied3!

Once you’ve been approved for a loan and have received your funds, LoanMart is added to your car’s title as a leinholder. Once the loan is paid off, LoanMart will release your title. You’ll also be able to drive your car with no restrictions, so you don’t have to worry about losing access to your vehicle as long as your make your scheduled monthly payments on time. So the next time you need an auto title loan, and you find yourself in a different state, just use your phone to get an auto title loan, either by visiting the LoanMart website, our LoanMart Mobile app, or giving us a call!

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