Title Loans in South Carolina

Are Title Loans Allowed in South Carolina?

Yes, auto title loans are allowed in South Carolina. You can apply for a vehicle-secured loan in the Palmetto State if you have a vehicle title in your name and are ready to use your car title to secure the loan! Several companies offer South Carolina title loans, some through loan stores throughout the state, whereas others make funds available through an online process.

Title loans serviced by LoanMart’s have an online application process makes it easy to apply for a loan. There’s no store visit required to qualify!¹ If you’re eligible, you could get the emergency funding you need as soon as the next business day.³ Apply online or call a title loan agent directly at 855-422-7412 to start your loan inquiry today.

How Do Car Title Loans in South Carolina Work?

A title loan is a type of secured loan that can allow you to use your vehicle title as collateral for funding. Car title loans are usually more flexible than traditional bank loans because they are secured by collateral. Whether you’re applying in Charleston, Columbia, Mount Pleasant, or anywhere else in the state, you can still qualify for a car title loan even if your credit is not perfect.¹

However, your car must have enough positive equity to qualify as collateral for a title loan in South Carolina. The following factors are primarily used by the lender to determine both your eligibility for a title loan and your potential maximum loan amount:¹

• Your Ability to Repay the Loan
• The Value of Your Car

You can conveniently use LoanMart’s online title loan calculator to obtain an equity estimate and a loan quote, free of obligation.¹

What Documents Do I Need to Qualify for a Car Title Loan in South Carolina?

South Carolina residents are required to provide some documents during the car title loan application process.

These basic documents are used to verify your identity and application information. They can be conveniently uploaded online, or sent to a title loan agent via text message or email. Whether you live in a large city like Summerville or Greenville, or a more rural part of the state, you can expect to be asked for the following documents when you apply for a South Carolina auto title loan:¹

• An SC-issued Vehicle Title in Your Name
• Proof of Your Address in South Carolina
• Recent Pictures of Your Car
• Valid, Government-Issued Photo ID
• Proof of Income

It is a good idea to be prepared and gather your documents ahead of time. In some cases, eligible borrowers can qualify and receive funds the same day they apply with title loans serviced by LoanMart!^{1 3}

How Much Can I Get with an Auto Title Loan in South Carolina?

So, how much cash can you get through a title loan in South Carolina? The amount of money you can borrow through a car title loan will largely depend on your car’s value, your income, and the loan provider you end up choosing. In many cases, you could access up to 50% of your car’s value. With title loans serviced by LoanMart, that means you could potentially borrow anywhere from $2,000-$15,000 if you qualify for a car title loan in South Carolina!¹

What’s more, qualified borrowers can access competitive interest rates and transparent terms with no hidden fees.^{1 5} If you qualify, you could get your money as soon as the next business day! ^{1 3} Just apply online and find out in minutes what you can qualify for.¹

How Can I Apply for a Title Loan in South Carolina Online?

There’s no store visit required to apply for a title loan in South Carolina serviced by LoanMart. Get started on your title loan application from the comfort of your own home today! The application process is just three simple steps:¹

1. Start Your Inquiry Online or Over the Phone with a Title Loan Agent at 855-422-7412
2. Upload the Required Documents Online
3. Sign the Loan Agreement, Mail in Your Title, And Get Your Money!¹

If you qualify for a title loan serviced by LoanMart, you can choose direct deposit, get a check in the mail, or simply pick up your funds at a participating money transfer location in South Carolina.

Financial hardship can happen to anyone. Title loans serviced by LoanMart have a fast and easy application process that can allow eligible borrowers to receive emergency funding in no time at all!^{1 3}

How Can I Make Payments on A Title Loan Serviced by LoanMart in South Carolina

Title loans serviced by LoanMart are meant to be convenient for South Carolina borrowers when it comes to making payments. Loan payments can be made from bank accounts, debit cards, and can also be made in cash at participating money transfer locations in the state. They can be scheduled by phone, online, or – for cash payments – made in person at participating money transfer businesses, which include MoneyGram.

Not sure where the closest MoneyGram location is to you? No matter which part of South Carolina you call home, it’s likely that there is a MoneyGram location near where you live or along your daily commute.

Check out the map below, which features a list of a few selected MoneyGram locations in the state:

Financial and Demographic Indicators for South Carolina

The figures below are intended for informational and educational purposes to allow consumers to compare their financial situation to others in South Carolina. Empowered with this data, we hope you can make a sound decision to solve your financial needs - if you decide that a title loan is a potential option, we’d be thrilled to assist you.

What Places in South Carolina Can I Get a Title Loan Serviced By LoanMart?