Absolutely1! Applying for a title loan online with LoanMart can be simple! It’s not any more difficult than applying in person. In fact, it might even be easier. Applying for an online title loan gives you the same benefits that you get applying in person, all from the convenience of your own home. Like applying in person, applying online gives you access to the accelerated application process of title loans. You also don’t need perfect credit in order to get approved, as LoanMart may care more about your ability to pay the loan back and the value of your car1. You’ll need the same sort of documentation to apply for a title loan online as you would in person. You may be asked to upload photos of your documents.
What do I need to get a Title Loan from LoanMart online?
You need a few things to be able to apply for a title loan online:
- Qualifying title for the vehicle
- Proof of Residence (Certain pieces of mail)
- Photos of the front, back, and sides of vehicle
- Proof of Income
- Government-Issued Photo I.D. (Driver’s License, State I.D., Passport, etc.)
- Several photos of the vehicle
How much can I get for my online Title Loan in South Carolina?
There are a number of factors that determine how much money LoanMart may be able give youthrough a title loan1:
- Ability to repay the loan
- Loan Terms
- Value of your vehicle
LoanMart may use a common industry appraisal method, like checking Kelly Blue Book, to determine the value of your car, which is one of the major factors they use to determine how much money they will be willing to lend. That said, LoanMart offers secured auto title loans in South Carolina ranging up to $50,0001. They will also consider your income and any other terms of the loan when deciding how much money you may be able to borrow.
What is considered proof of income for an online Title Loan?
You might think something like a paystub is the only way you can prove that you have income for an online title loan, but there are a number of ways you can prove to LoanMart that you have income and are able to pay back an online title loan. For example:
- Settlement/Court-Ordered Award
- Workers’ Compensation
- Social Security
How do I get a copy of my vehicle’s title?
Your local Department of Motor Vehicles (“DMV”) may be able to issue you a new copy of your car’s title. There are even DMVs that can provide expedited titles. Depending on the circumstances, LoanMart may even be able to help you get an expedited title from the DMV, or at least direct you to the closest DMV able to provide you with an expedited title. If you add LoanMart as a lienholder at that time, it may speed up the loan process.
How much does interest cost for an online Title Loan?
LoanMart can charge a maximum APR of 209% in South Carolina for a title loan.
Are there any costs other than the interest for an online Title Loan?
Applying for an online title with LoanMart loan is free. If there are any other costs or fees associated with the online title loan, LoanMart will disclose them during the sign-up process.
How long do I have to pay back my online Title Loan?
LoanMart Title loans in South Carolina have terms ranging from 12-48 months.
What happens if I fail to pay my online Title Loan?
If you miss a payment by ten days or more, LoanMart will send you a right to cure notice to inform you of the amount of time you have to pay the balance of your loan before the vehicle can be repossessed.
How to get an online Title Loan with LoanMart
Now that you’re familiar with online title loans in South Carolina, you can see they may be a great way to get money in an emergency. There’s no lengthy application process. In fact, because of LoanMart’s streamlined registration process, the time between when you submit your information and when your money arrives could be less than 24 hours3. If you have a qualifying car title in your name, you may be eligible for a title loan of up to $50,0001.
With our easy process, we give you three ways to contact us that make it convenient for you:
- Visit a participating store
- Call us at 1-877-787-4923
- Sign up online without leaving your home
Once you’ve figured out the best way for you to get in touch, all you have to do is follow these steps to get the money you need1:
- Fill out the registration form
- Submit your important documents to your LoanMart representative
- Sign your LoanMart agreement1
- Collect your funds1!
Don’t let your financial plans get derailed by an unexpected expense. If you need money to cover something like a medical bill or car repair, you can sign up for an online title loan with LoanMart without leaving the comfort of your own home.