How Do I Get a Title Loan with a Lost Title?

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Have you ever wondered “How do I get a title loan with lost title?” Find out below!
Are you trying to get a title loan with LoanMart, but have misplaced or lost the title to your vehicle? While you can’t get a title loan without a title, you can actually get a new title document through your local Department of Motor Vehicles (“DMV”).

A Car title loan is a fast and easy way to get money. You may have never thought about what your car title could ever come in handy for. It may seem like a silly piece of paper, but that’s one factor we will use when determining your loan amount. We use the title of your vehicle and your ability to pay back the loan to initially determine if you’ll qualify for a title loan. No title on your vehicle – no car title loan. Obtaining a duplicate or replacement title for your vehicle is actually rather easy!

How to Get a Title for a Car

Your car title is a legal document that proves your ownership of your vehicle. When you first buy a car and owe money towards a loan, the lender will keep the title until it is fully paid off. A car title is issued by every state’s DMV or other department that may handle the motor vehicle registration.

Like any documents we may have laying around our homes, sometimes car titles are lost, damaged, or stolen. This can present a problem when it is time to sell your car or if you’re trying to get a car title loan. Obtaining a duplicate of the original car title is not very difficult. It may take a little time, a additional documents, and a small fee. Contact your state’s DMV to know exactly what you need. Generally, the basic steps are the same no matter what state you live in when it comes to retrieving a new car title:

Call Our Team

Take the first step and call our toll-free hotline to speak with a specialist.

  • Filling out an application
  • Paying a small fee

Application for Your Title

When trying to replace your title, you will need to fill out an application. You can get one from the DMV or print it out from their website. The website of the DMV may also give you the specific direction for how to obtain a car title in your state. Some states may even allow you to apply for the replacement online.

No matter your state, you will need to provide your name and the address you are living at. You will also need to provide your vehicle identification number (VIN), which can be found on the driver’s side dashboard by the windshield or on the driver’s side door post. You can also find the VIN on your car insurance card, car insurance policy, or vehicle registration card. You also might need to provide the make, model, year, and color of your car with the odometer reading.

When replacing your car title, you will need the following documents:

  • Current & valid driver’s license
  • Proof of insurance
  • Car registration (depending on the state)

It is best to call your DMV or visit them online to find out what additional documents they may require of you.

Small Fee for Your Title

Unfortunately, there is a fee for replacing the title of your vehicle. It may vary between states, from as small as $4 to as much as $95. Some states may also charge additional fees on top of that. You can find out directly from your local DMV how much the total cost will be to replace the car’s title.

After you’ve completed your application and paid the fee, you will be able to receive your new title document. Some states may print out the title for you at their location in person. Many states offer expedited service and shipping, so you can get your title quickly. Once you have it, you can apply for title loans in Detroit and many other cities!

Why Do I Need a Title for a Loan?

At LoanMart, we strive to help our customers get the money they need in the quickest way possible1. Car title loans in Cleveland and other cities gives our customers the ability to get the money they need without having to fill out mountains of paperwork, run a credit check, or worry about their approval. A car title loan is a secured loan that uses an item as collateral for the loan. In this case, that is the title of your vehicle.

LoanMart uses the title of your vehicle and your ability to pay the loan back to determine how much you can qualify for. Without the title of your car, it defeats the purpose of the car title loan. It determines your initial qualification, so we need the proof that the vehicle is yours. Without the title of the vehicle, there is nothing to use as collateral.

Apply for Your Title Loan with LoanMart

LoanMart offers a quick and simple application process for their customers. We want you to get your money quickly. By using our online application, calling on the phone, or coming into your nearest LoanMart participating location, we offer many methods for you to apply.

After you apply, you’ll need to submit the following documents to ensure the car belongs to you, and that you are who you say you are:

  • Title of the vehicle
  • Vehicle registration
  • Proof of car insurance
  • Identification
  • Proof of income
  • Proof of residency
  • 4 references

Once those documents have been submitted, all you have to do is wait for your representative to get back to you on your free quote. Then you can sign your documents and be on your way with your money in hand. Give us a call today with any questions regarding your car’s title!

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