Title Loan Laws in Texas

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Micheal Welch

1711902779

This is my experience with Loan Mart:I was recently diagnosed with heart failure, Chamber failure, PVC's, LVH & stage 3 kidney disease. Needless to say I can not work hardly at all. They have bent over backwards to help me. Not once, but twice.They didn't have to help me, but they've helped relieve me of the stress & worry about paying my loan. I can not say thank you enough. They are truly wonderful individuals. I would recommend them to anyone & everyone.

AL PERRY JR

1711816023

Excellent customer service. Very professional, works with all the details to assist clients. My experience was excellent.

Tracy Shaw

1711139723

They explained the process thoroughly. They made sure that I understood what I needed to complete the process. Samuel was a great help.

Kathleen Colyer

1710450701

Staff was very helpful and did a great job getting me a loan quickly

Sherry Boyd

1710404235

Always a pleasure to do business with.

Shawn Hollie

1710212080

it was a pleasure to work with Nam and his team. He was knowledgeable and followed the process with me then entire way. I am thankful for his expertise and kindness.

Chere Hall

1709687019

Pleasant, though and fast! Ivan was great!!

Mark Hill

1709064495

I have a title loan with Loan Mart and I needed to change my due date. They were very professional and understood completely why I needed to make the change. When I got the title loan it was just as easy and professional. I know people want to do this as a last resort, but if you have to do it, don't be afraid to reach out to them they will treat you with respect and professionalism.

Virginia Del Monte

1708109824

I was very pleased with the service and professionalism by all the agents. They guided me through the process and carefully explained everything. Enjoyed working with them.

Philip Holcomb

1708106723

From start to finish the loan process was extremely easy,and all of the associates I spoke to were very friendly, professional and helpful. You won't be sorry you use this company when the time comes that you need a loan!

Jennifer Paz

1705113210

The Team did an awesome job helping me out. They’re very fast and professional.Thank you so much once again.

VASanB

1704561323

Good source for quick cash. Very professional service members. Their website to manage your account is one of the best I've used.

Tanjily Nicholson

1703883927

Great Job!👍🏾👍🏾👍🏾

Thomas Stratton

1703424094

Very Good experience. Very professional.

Linda Davis

1702263468

I was impressed with how professional and helpful everyone was. The only issue I had was when I was suppose to get the email get the funds from Walmart I never received it. I had to call back to have one of the associates send it to me in an email again.

Anitria Chirse

1701918493

My experience with LoanMart was fabulous. They helped me through the whole process, making sure I had everything I needed. The application was quick and easy and I got my payment with no problems. Thank you guys so much. I will be coming back again if I ever have to get a Title Loan again. 🤩 I give them a billion ⭐️⭐️⭐️

C Rhodes

1701381599

Probably one of the fastest and easiest process I've ever encountered. Recommend highlyThese people are absolutely amazing to work with

Ran Man

1701018433

They did great very fast

stephen Hedstrom

1699447825

Very helpful

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What Should You Know Before You Sign for an Auto Title Loan?

Before you even get approved for an auto title loan in Texas, you should have a reasonable idea of how much it could cost you. Whether you’re at a physical lender’s location or online at a broker’s website, there should be a schedule of fees for an example loan that you can review.

When figuring out the details of a loan, you should see the annual percentage rate, the term length, and the total you’ll pay if you pay on time.

The loan disclosure must include the fees and interest that must be paid when paying off the loan early.

Lastly, the disclosure should also have a cost comparison with other types of loans (credit cards, signature loans, payday loans, etc.), as well as data on consumer repayments and questions you should ask yourself before signing for the loan.

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All loans will be serviced by LoanMart. See State Disclosures for additional information. LoanMart is currently not lending in California and does not make loans or credit.

¹Loan approval is subject to meeting the lender's credit criteria, which may include providing acceptable property as collateral. Actual loan amount, term, and Annual Percentage Rate of the loan that a consumer qualifies for may vary by consumer. Loan proceeds are intended primarily for personal, family and household purposes. Minimum loan amounts vary by state. Consumers need to demonstrate ability to repay the loan.

²Based on consumers who received a loan from LoanMart from February 2002 to October 2018.

³Application processes could take five (5) minutes to complete. Upon completion, a conditional approval may be given pending review of documentation. Funding time is based on the time from final approval following receipt and review of all required documents and signing, prior to 2PM PT on a business day.

⁴To exercise the right to rescind, the consumer(s) must notify the lender in writing by midnight on the third calendar day from obtaining the loan. Within one business day from notice of rescission, the consumer(s) must return any monies received and fees paid on behalf of the consumer(s) by certified funds.

⁵Lenders recommend and encourage consumers to pay early and often and more in order to avoid additional finance charges.

USA PATRIOT ACT NOTICE: IMPORTANT INFORMATION ABOUT OPENING A NEW ACCOUNT
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver‘s license or other identifying documents.

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