What’s a ChoiceCash Title Loan?

A ChoiceCash Title Loan is a unique type of loan created to help those in times of financial need. That’s why ChoiceCash Title Loans are very amenable and can easily fit into most people’s budgets.

ChoiceCash Title Loans function by using a vehicle’s title as collateral. Therefore, a credit check is not heavily looked at during the approval process. Speaking of the approval process, that too is quite flexible, as even people with bad credit may still be approved1.

Repaying a ChoiceCash Title Loan is rather convenient too, as terms can extend up to 3 years3. Repaying this type of loan may be much easier than most other types of loans. But one of the greatest aspects about a ChoiceCash Title Loan is that you can keep driving your vehicle – all the while you are making timely monthly payments.

Benefits to Using a ChoiceCash Title Loan in Oakbrook, Kentucky

ChoiceCash Title Loans already provide borrowers with great benefits, like the impressive long loan terms and quick approval process. But those benefits only scratch the surface of what a ChoiceCash Title Loan can provide. The following are additional benefits that this innovative loan type has to offer customers:

Zero Hidden Fees

Hidden fees can be annoying, as anyone who has dealt with them before can attest. Hidden fees can take many forms, but the most common ones are balloon payments and pre-payment penalties. Since ChoiceCash Title Loans are designed to help people, there are no hidden fees. Therefore, the only thing a borrower needs to worry about is paying their regular monthly bill when they pay on time.

Faster Acquisition of Funds

A ChoiceCash Title Loan was created to help people. That’s why these loans can be acquired quite quickly, since the inquiry process can be completed in just a few minutes and approval could be gained in as little as one day1.

Lower Monthly Payments

Typically, the monthly payments for most car title loans are rather high and they don’t change. But for those who take out a ChoiceCash Title Loan, monthly payments start fairly low and could continue to decrease throughout the life of the loan2.

This means that by the time someone makes their final ChoiceCash Loan payment, they could be paying half of what their first payment was2.

Obtaining More Funds

With other loans, it’s typical for people not to be able to borrow more money until they pay back their first loan. But with a ChoiceCash Title Loan, a person could borrow more money if they are eligible. The new loan could even come with reduced interest rates as well1, 2.

Accessing Funds at Your Local MoneyGram Location in Oakbrook

After you’ve been approved for a ChoiceCash Title Loan, you will need to collect your funds. To gain access to your newly acquired funds, you must do so by going to your nearest MoneyGram Location. As a resident of Oakbrook, Kentucky, you are in luck because there are 20 locations in the area.