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Can I Get a Car Title Loan in Page if My Car is Not Paid Off?

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Life can throw the most inconvenient curve balls at the most inconvenient moments. Sometimes an emergency like a hospital bill, a vital home repair, or a funeral will come up and money will be required to take care of it. A car title loan may seem like a good idea, but if the vehicle is not paid off then the chances of getting one might not be so great. Luckily for Page residents, LoanMart may still be able to help in these situations1.

Is it Possible to Get a Car Title Loan Even Though the Vehicle is Not Paid Off Yet?

In short, yes it generally is1. Depending on the borrower’s current situation a vehicle does not necessarily need to be paid off in order for LoanMart to provide them with a car title loan1. Due to there being less equity in the vehicle, it may not be as much as they would get if the loan was entirely paid off, but a loan could still potentially happen.

Why Can We Do This?

There are multiple reasons that a vehicle does not necessarily have to be entirely paid off before its title can be used as collateral in a car title loan with LoanMart. We may be able to provide a car title loan because:

  • A car title loan is based partly on the equity of the borrower’s vehicle, not on the remaining payments that they are supposed to make. This means that the borrower needs to have a vehicle that has higher current value in order for them to get the maximum amount of money possible1.
  • Whether the borrower is financing their vehicle or has paid it off in its entirety, there could be a good amount of equity in their vehicle.
  • If a borrower has a few outstanding payments left on their vehicle, the loan amount might be increased to cover it. This can aid them in paying off what they need to be able to use the car’s title as collateral for their LoanMart car title loan1.
  • LoanMart may be able to help customers get emergency money and get their vehicles fully paid off1.

There are many reasons that LoanMart might be able to help provide someone whose car is not currently paid off get a car title loan, but the top four are:

  1. We evaluate the equity in a customer’s vehicle based on the make, model as well as the condition so that it is easier to determine the amount of money they are qualified to borrow.
  2. Based on the equity that is currently available we offer borrowers the maximum amount of money we can1.
  3. Any outstanding payments that are still owed on the vehicle are taken into consideration when deciding on the amount offered for the loan1.
  4. Our customers get to keep driving their cars while making their monthly  LoanMart car title loan payments on time. We understand that people need to be able to drive their vehicles to get to and from work, take the kids to and pick them up from school, drive an elderly loved one to a doctor appointment, and much, much more. This kind of loan allows things to work out for both sides.

The Filing Process is Simple

We have shortened our car title loan acquiring process to headache-free. We want the entire LoanMart experience to be simple and difficulty-free. By going to our online form, the application could be finished within only five minutes.

All a customer is required to do to start the process applying for their car title loan is:

  • Send us the necessary information online by filling out our form on a computer, tablet, or smartphone
  • Call us at 1-877-787-4923
  • Come to a participating store. In the space of an hour, we can find out if approval can happen and then go forward as well as determine what we may be able to lend1.

From there we will require that the customer send the documents mentioned above so we can figure out what we may be able to do. This can be done by using any of the following methods:

  • Email them to us at
  • Text them to 1-818-521-2470
  • Drop them off at a local participating store. We heavily encourage the use of our handy store locator in order to find the closest participating store.

Borrowers May be Approved and Have Their Money Fast

LoanMart does not want to make any of our customers to wait a ridiculous amount of time for paperwork to be finished processing. We understand that most people do not have that kind of time. With LoanMart however, approval for a car title loan could happen1 and the borrower have their money from LoanMart in as little as one business day3.

Get in Touch With LoanMart Today

Should there be any questions regarding anything else to do with car title loans with LoanMart, we would be more than happy to answer them and can be reached through any of these convenient methods:

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