Do I Need Good Credit for a Car Title Loan?

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No! You don’t need good credit for a car title loan with LoanMart. Credit doesn’t have to stand in your way when you need cash fast. We don’t judge you because of your credit at LoanMart. Do you have a car title? Great! That means you are eligible to apply for a car title loan today1.

Don’t be afraid to Apply. We don’t discriminate about

  • Bad Credit
  • Bankruptcy
  • Foreclosure
  • Repossession
  • Credit History

Car title loans are secured by the vehicle’s title and the borrower’s proof of income1. There is no need to wonder if bad credit will work against you. Your car title acts as collateral when applying for a car title loan.

What do I need for a car title loan?

You can access the money you need in a jiffy with LoanMart. All you need is the following:

  • ID
  • Proof of residence
  • Proof of income
  • & Car Title

How fast will I get it?

We have a seamless, fast and convenient process to ensure that you can get your money in as little as one business day3. Using your car to get a car title loan is a safe and secure option to get the cash you need.

Advantages of LoanMart Car Title Loans

  • You don’t have to worry about having good credit. If you have a car title, then you may be eligible for a car title loan1.
  • At LoanMart, we have multiple payment schedules that won’t give you any sleepless nights.
  • We can adjust the terms of the loan if you are having difficulty or  arrange payments that meet your needs.
  • Get ongoing support from our dedicated team of experts.
  • Another advantage of working with LoanMart is we have no hidden fees or prepayment penalties. Everything is done transparently to protect our customers and their hard-earned cash.
  • At LoanMart, we make loans available to all types of borrowers.
  • We also make our title loans available for those with bad credit. We recognize that we all have periods of financial difficulty and this may include bad credit.
  • You can get a title loan for a car that is not yet fully paid off. LoanMart car title loans are possible even if you have a few loan payments remaining on your car1.
  • We also accommodate all kinds of cars; vintage, classics or even new models. An old car might be more worth it than a new car depending on other factors such as the condition, make and model.
  • At LoanMart, we allow you to keep your car while making payments on the loan.

We are upfront about our loans, services, and terms to make sure that you have all the information you need. We all need extra money from time to time. At LoanMart we are dedicated to serve your best interests. The value of your car is assessed when you apply for the loan, so you don’t have to worry about having good credit.

LoanMart is the Best Option

LoanMart has a track record of safe and effective lending practices. With over 10 years of experience in the industry it’s no wonder that we are one of the leading lenders on the West Coast. We have served over 250,000 customers that only had a car title with them2. We understand what it means to be in a financial emergency, we do our best to get you out of that problem as soon as possible.

We do our best to make sure that you are equipped for success with our services. It is important to us to provide ongoing and excellent customer support to you. Apply online and get started today!

Trusted lender of over 250,000 customers2

Trusted by over 250,000 customers since 2002, we know how to do business the right way. Our US based customer service team is there for you seven days a week.

All loans will be serviced by LoanMart. See State Disclosures for additional information.

1Loan approval is subject to meeting the lender's credit criteria, which may include providing acceptable property as collateral. Actual loan amount, term, and Annual Percentage Rate of the loan that a consumer qualifies for may vary by consumer. Loan proceeds are intended primarily for personal, family and household purposes. Minimum loan amounts vary by state. Consumers need to demonstrate ability to repay the loan.

2Based on consumers who received a loan from LoanMart from February 2002 to October 2018.

3Application processes could take five (5) minutes to complete. Upon completion, a conditional approval may be given pending review of documentation. Funding time is based on the time from final approval following receipt and review of all required documents and signing, prior to 2PM PST on a business day.

4To exercise the right to rescind, the consumer(s) must notify the lender in writing by midnight on the third calendar day from obtaining the loan. Within one business day from notice of rescission, the consumer(s) must return any monies received and fees paid on behalf of the consumer(s) by certified funds.

5Lenders recommend and encourage consumers to pay early and often and more in order to avoid additional finance charges.

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