Find Title Loans Serviced by LoanMart in Lakewood

3 Easy Steps

Here’s How to Get Your Cash

1

Click or Call

The process is extremely fast. Apply over the phone or online.

2

Submit Info

Submit documents by 4 pm PST, get your cash the same day3.

3

Get Your Money!

Get money sent directly to your bank account, or pick up your money at a participating location.

3 Easy Steps

Here’s How to Get Your Cash

1

Click or Call

The process is extremely fast. Apply over the phone or online.

2

Submit Info

Submit documents by 4 pm PST, get your cash the same day3.

3

Get Your Money!

Get money sent directly to your bank account, or pick up your money at a participating location.

Over 250,000 Customers Helped Since 20022
If you are from Lakewood, Ohio and need money, there is a unique offer for you to inquire about. Try title loans serviced by LoanMart!Âą
What is LoanMart Servicing Title Loans in Lakewood, Ohio?

Title Loans serviced by LoanMart in Lakewood, Ohio provide a convenient way for borrowers to find funding with bad or even no credit. Call 855-918-4674 to learn more!

What documents do I need with LoanMart Servicing Title Loans in Lakewood, Ohio?

Generally, basic documents like vehicle title, proof of income, proof of residency, etc., is what you’ll need for Title Loans serviced by LoanMart in Lakewood, Ohio. Need more information? Call 855-918-4674 now!

Do I have to go to LoanMart Servicing Title Loans in Lakewood, Ohio in person to get a title loan?

No! Title Loans serviced by LoanMart in Lakewood, Ohio are available online. Or, you can call 855-918-4674 to speak with a loan representative directly.

What are the Benefits of a Title Loan Serviced by LoanMart in Lakewood, Ohio?

By choosing a title loan serviced by LoanMart in Lakewood, Ohio, a borrower could get a lot of other useful benefits, and they are:

Easy Repayment

One huge benefit that comes with these loans is ease and flexibility with repayment. One way this is done is that borrowers are given the ability to pay the loan off early, without any fees, or penalties.5

When you are approved for a title loan serviced by LoanMart, you can be sure you get the most flexibility!

No Hidden Fees

There are absolutely no hidden fees of any kind, no giant payment at the end, or any other surprises.5

Convenience and Speed

Title loans serviced by LoanMart are made to be as convenient as possible and so when you apply, you could have the money you need the same day!1

The approval process for title loans serviced by LoanMart is extremely simple, and there are only a few documents that are required to apply!

About Service Areas in Lakewood, Ohio

With a unique program available to residents who are looking for title loans in Lakewood, title loans serviced by LoanMart may be able to provide secure funding backed by the financial stability of a title loan. Our representatives may be able to put hundreds- even thousands of dollars in your pocket fast, with low monthly payments1.

Service Hours

Monday 7:00 am to 5:00 pm PST
Tuesday 7:00 am to 5:00 pm PST
Wednesday 7:00 am to 5:00 pm PST
Thursday 7:00 am to 5:00 pm PST
Friday 7:00 am to 5:00 pm PST
Saturday 8:00 am to 5:00 pm PST

Where Can I Get Title Loans Serviced by LoanMart in Lakewood, Ohio?

With title loans serviced by LoanMart, you could get your approved funds through your local MoneyGram location!1 There are many Money Gram locations all over Lakewood, one more advantage of title loans serviced by LoanMart.

There is a map provided below, with MoneyGram locations in Lakewood. Along with a list of contact information of a few of these locations.

Addresses shown display closest MoneyGram locations. Map displays all MoneyGram locations in general vicinity.

Locations Near Lakewood, Ohio

LoanMart is proud to help people all over the United States, including Lakewood, Ohio and beyond! Look through the different LoanMart service areas and see which one is closest to your neighborhood:

Featured Locations Near Lakewood, Ohio

How to Create a Budget Plan in Lakewood, Ohio

Having a budget plan is the key to acquiring financial freedom. While budgets may be helpful for anyone, setting up a budget may seem like an overwhelming task. Especially if you’ve never planned one before. However, breaking the steps down in order to craft the perfect budget plan for your lifestyle may help make the process less discouraging.

If you find yourself overwhelmed with expenses, title loans may be the perfect solution to your current financial bind1.

What is a Title Loan in Lakewood, Ohio?

A title loan is a loan that is secured using collateral, which is your car title. Even though you are using the car title to secure the loan, you are still able to drive while making the scheduled monthly payments. After the loan is repaid in full, the title is returned to you.

A couple of benefits of choosing title loans in Lakewood, Ohio are the extended loan terms, competitive interest rates, and the convenient online inquiry process.

Will an Auto Title Loan Affect my Credit Score in Lakewood, Ohio?

It can be hard sometimes to understand why a seemingly insignificant three-digit number holds so much weight in the financial world. Your credit report is a tool that lenders use to determine the risk level that is involved in doing business with you. This is why credit can make it significantly more difficult for some people to be approved for funding.

Auto title loans are typically prime funding options for individuals with lower credit because of the high approval rates. The borrower’s car title is used as collateral, reducing the risk for the lender. This security allows for flexible eligibility requirements.

But how will an auto title loan affect your credit after you get one? This informational resource article will overview how credit is actually calculated and how an auto title loan could negatively or positively affect credit in Ohio.

How Your Credit Is Calculated?

The FICO credit calculation was invented by the Fair Isaac Corporation as a financial tool used to measure the risk that may be posed to lenders by doing business with, lending to, or leasing to a specific individual.

There are five major factors that play into the calculation of your credit, and each one is given a certain percentage based on importance.

  1. Payment History (35%)
  2. Amount Owed (30%)
  3. Length of Credit History (15%)
  4. New Credit (10%)
  5. Type of Credit Used (10%)

Hopefully, this breakdown will give you a better idea of how each financial move you make affects your credit. With that being said, there are many ways in which an auto title loan can affect your credit.

How a Title Loan Could Help Your Finances in Lakewood, Ohio?

Once you’ve been approved for an auto title loan, it will be registered as a new account on your credit report.

How May I Start Creating My Budget Plan in Lakewood, Ohio?

Anyone who is financially savvy will say that the best way to start a budget is to determine your monthly income first. It is impossible to determine a budget without an accurate representation of your income every month. After your income is established, starting a budget plan may be easy.

Determine Your Monthly Fixed Expenses

Fixed expenses will not change month to month. These expenses are generally mortgage payments, car payments, utilities, and other necessary loans. Ideally, your fixed expenses will also include a dedicated portion for your savings account.

Determine Your Monthly Variable Expenses

Variable expenses are expenses that change month to month. These expenditures are usually things like groceries, takeout, and gas. These items will generally vary month to month, and these are usually the items may that be cut when trying to create a budget plan.

How May I Track My Monthly Budget Plan in Lakewood, Ohio?

Once you have determined your income, start tracking your expenses in Lakewood, Ohio. Every time you make a payment or dedicate income to an expense, track it with a spreadsheet dedicated to your finances. There are lots of apps dedicated to tracking budgeting expenses, which may be helpful if you have a busy schedule.

What may also be helpful is to establish a spending limit for variable expenses. If you find yourself with an unrealistic budget, tracking your expenses may help pinpoint where your spending is unreasonable. Your outgoing expenses per month should be less than your monthly income.

There are some expenses that may not be planned though. Some emergency expenses include:

  • A Vet Bill
  • A Car Repair That Happens Unexpectedly
  • An Emergency Medical Expense
  • Home Repair Due to Damage

Adjustments may be made to a budget, and you may be able to move numbers around in order to cover the expense, but what if the cost is too great?

Title Loans May Help Cover Emergency Expenses in Lakewood, Ohio

If you find yourself in a financial bind that no strict budget may fix, title loans may be able to help you in Lakewood, Ohio. With numerous benefits for borrowers, title loans may help you quickly regain financial stability without wrecking your budget plan.

Check out a couple of benefits you may receive if you qualify:

Apply Online

One of the great benefits of choosing title loans is the ability to apply online right on your phone! Everyone has busy schedules, and there is no need to wait in line at a bank in order to get approval for funding.

Keep Driving

Even if you are using your car title as collateral to secure the loan, you are still able to keep driving the vehicle while making the scheduled monthly payments. There is no need to rely on ridesharing during the repayment process!

More Time to Pay Back the Loan

If you find yourself in need of more time to repay your loan, one of the great advantages of title loans is that terms may extend for years!

Get the Funding You Need in Lakewood, Ohio

If you find yourself in need of financial assistance in Lakewood, Ohio, you don’t have a lot of time to waste. Apply for a title loan today and get the financial relief that you need without wrecking your budget plan! Inquire online or call tollfree.

More About Lakewood, Ohio

The Lakewood area is home to about 50,666 people in Ohio. Of those 50,666 people, 40,516 of them are considered adults, being above the age of 18. But what about the general gender distribution in Lakewood, Ohio? Well, there are approximately 25,784 identified females, which is about 50.9% of the total population, and 24,882 identified males, which is about 49.1% of the total population of Lakewood. Of those 25,784 females, about 20,980 of them are legal adults, that’s about 51.8% of the all the grown women in Lakewood. For the males, 19,536 are of legal adulthood, which is about 48.2% of all the grown men in Lakewood.

Interested in even more info about who lives in Lakewood, Ohio? Check out the additional information below!

Total People Under 5 Years2,817
Total People 5-9 Years2,343
Total People 10-14 Years2,388
Total People 15-19 Years2,016
Total People 20-24 Years4,144
Total People 25-34 Years11,570
Total People 35-44 Years6,791
Total People 45-54 Years6,014
Total People 55-59 Years3,123
Total People 60-64 Years3,157
Total People 65-75 Years3,854
Total People 75-84 Years1,477
Total People 85 Years and Older972

Some Housing Information about Lakewood, Ohio

There are approximately 24,746 total households in the city of Lakewood, with about 13,878 of those households being rented while 10,868 were owned. Between the years of 2015 – 2016, about 4,214 households were newly occupied, with about 3,530 of those households being rented and 684 owned. Between the years 2010 – 2014, 5,949 households were occupied by newly moved-in renters, and 2,295 households started being occupied by owners, which comes out to about 8,244 total households during that time. Between the years of 2000 – 2009 approximately 5,116 households were occupied by new people, with 2,348 of those households being rented and 2,768 were purchased outright and owned. Between 1990-1999, about 416 households were occupied by renters who just moved in, while 2,091 households were occupied by homeowners who just moved in; combined means that homeowners and renters moved into about 2,507 households during that time period.

Education in Lakewood, Ohio

Below is some basic education information about people who live in Lakewood:

Percent of People Who Have Not Graduated High School5.1%
Percent of People Who Have Graduated High School17.7%
Percent of People Who Started College29.6%
Percent of People Who Finished College47.6%

When it comes to homeowners and their education, about 3.3% of homeowners in Lakewood have not graduated high school, while 16.1% have. Furthermore, about 23.5% of homeowners who live in Lakewood, Ohio have started college/university, and about 57.1% have finished. Looking at people who rent their homes, about 19% of the home renters in Lakewood have graduated high school, while 6.5% have not. For college, about 34.4% of the people who rent their homes in Lakewood have started college/university, and approximately 40.1% have graduated college/university.

Employment in the Households of Lakewood, Ohio

Out of the 24,581 in the city of Lakewood, about 5,388 of those households contain people who are unemployed. Of those 24,581 households, about 11,337 of them contain 1 person working, 6,805 contain 2 people working, and just about 1,051 of them contain 3 or more people who are working.

Did you know that there are about 11,056 households in Lakewood with one resident, and out of those 11,056 households about 3,887 of them have residents who are unemployed while 7,169 households are the home of individuals who are employed.

If you would like to learn more about other households in Lakewood and their employment, check out the helpful information below:

Total 2-Person Households7,336
2-Person Households with Unemployed Residents1,055
2- Person Households with 1 Employed Resident2,382
2-Person Households with 2 Employed Residents3,899
Total 3-Person Households3,082
3-Person Households with Unemployed Residents313
3- Person Households with 1 Employed Resident935
3-Person Households with 2 Employed Residents1,368
3-Person Households with 3+ EmployedResidents466
Total 4-Person Households3,107
4-Person Households with Unemployed Residents133
4- Person Households with 1 Employed Resident851
4-Person Households with 2 Employed Residents1,538
4-Person Households with 3+ EmployedResidents585

Title Loans Serviced by LoanMart in Lakewood

When you’re living in Lakewood and in need of emergency cash, you deserve to get the money you need, when you need it. That’s why Title Loans Serviced by LoanMart is proud to service loans throughout the entire state of Ohio. Find out how you can get your money today by calling us at 855-277-4847 to learn more, or visit Title Loans serviced by LoanMart online to get started immediately.

Apply Now

All loans will be serviced by LoanMart. See State Disclosures for additional information. LoanMart is currently not lending in California and does not make loans or credit.

1Loan approval is subject to meeting the lender's credit criteria, which may include providing acceptable property as collateral. Actual loan amount, term, and Annual Percentage Rate of the loan that a consumer qualifies for may vary by consumer. Loan proceeds are intended primarily for personal, family and household purposes. Minimum loan amounts vary by state. Consumers need to demonstrate ability to repay the loan.

2Based on consumers who received a loan from LoanMart from February 2002 to October 2018.

3Application processes could take five (5) minutes to complete. Upon completion, a conditional approval may be given pending review of documentation. Funding time is based on the time from final approval following receipt and review of all required documents and signing, prior to 2PM PST on a business day.

4To exercise the right to rescind, the consumer(s) must notify the lender in writing by midnight on the third calendar day from obtaining the loan. Within one business day from notice of rescission, the consumer(s) must return any monies received and fees paid on behalf of the consumer(s) by certified funds.

5Lenders recommend and encourage consumers to pay early and often and more in order to avoid additional finance charges.

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