How to Manage Credit Card Debt

It can actually be fairly simple to learn how to manage credit card debt, and almost anyone can do it. All it requires are a few strategies or solutions. Anyone can manage credit card debt with the proper guidance and tools.

Best Credit Card Rewards for Buying Groceries

Some credit cards even have rewards for buying groceries. For those trying to save money on their everyday food expenses, it is smart to use credit cards with rewards when purchasing groceries. Here are the best credit card rewards for buying groceri...

Is My Credit Card Limit Sufficient?

When it comes to credit card limits, it may be complicated to understand whether or not a credit card’s limit is sufficient. To figure out whether a credit card’s limit is sufficient for you, it is important to consider a few factors; think about...

Do Americans have Too Many Credit Cards?

Debt to credit ratio is simply the amount of debt a person has versus the amount of open credit/lines of credit that they have. This ratio should be balanced, or the amount of open credit should be higher than the amount of debt that a person has.

How Does a Credit Card Balance Transfer Work?

When thinking about managing credit card debt, a person may be considering a credit card balance transfer. A credit card balance transfer is the process of transferring small, high interest debts into one large, low interest form of debt—in this ca...

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DISCLOSURES FOR VEHICLE SECURED LOANS MADE BY LOANMART

LoanMart may act as the broker for the loan and may not be the direct lender. Loan proceeds are intended primarily for personal, family and household purposes. LoanMart does not offer or service student loans. California loans are made or arranged pursuant to a California Financing Law License. See State Disclosures for additional disclosures.

1Credit approval is subject to LoanMart’s credit criteria standards. Actual loan amount, term, and Annual Percentage Rate of the loan that a consumer qualifies for may vary by applicant. Minimum loan amounts vary by state. Consumers need to demonstrate ability to repay the loan.

2Based on consumers who received a loan from February 2002 to October 2018.

3Application processes could take five (5) minutes to complete. Upon completion, a conditional approval may be given pending review of documentation. Funding time is based on the time from final approval following receipt and review of all required documents and signing, prior to 5PM PST on a business day.

4To exercise the right to rescind, the consumer(s) must notify LoanMart in writing by midnight on the third calendar day from obtaining the loan. Within one business day from notice of rescission, the consumer(s) must return any monies received and fees paid on behalf of the consumer(s) by certified funds.

5LoanMart recommends and encourages customers to pay early and often and more in order to avoid additional finance charges.

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DISCLOSURES FOR VEHICLE SECURED LOANS MADE BY CAPITAL COMMUNITY BANK

Loans for Texas and Florida residents are made by Capital Community Bank, a Utah chartered bank located in Provo, UT, member FDIC. Loans made by Capital Community Bank will be governed by Utah law and serviced by LoanMart.

All loan applications are subject to meeting Capital Community Bank’s credit criteria, which include providing acceptable property as collateral. Consumers need to demonstrate ability to repay the loan.

Questions? Customersupport@800loanmart.com or call 855-399-2261.