Is My Credit Card Limit Sufficient?

When it comes to credit card limits, it may be complicated to understand whether or not a credit card’s limit is sufficient. To figure out whether a credit card’s limit is sufficient for you, it is important to consider a few factors; think about...

Do Americans have Too Many Credit Cards?

Debt to credit ratio is simply the amount of debt a person has versus the amount of open credit/lines of credit that they have. This ratio should be balanced, or the amount of open credit should be higher than the amount of debt that a person has.

6 Secrets About Credit Cards You Didn’t Know About

It is no secret that credit cards and credit card companies can be rather chocked full of secrets of all sorts. Some of these credit card secrets can end up working out in your favor, some of them not so much.

Trusted lender of over 250,000 customers2

Trusted by over 250,000 customers since 2002, we know how to do business the right way. Our US based customer service team is there for you seven days a week.

LoanMart © 2019 All Rights Reserved. Version: 4.0
Go To topGet it on Google Play

DISCLOSURES FOR VEHICLE SECURED LOANS MADE BY LOANMART

LoanMart may act as the broker for the loan and may not be the direct lender. Loan proceeds are intended primarily for personal, family and household purposes. LoanMart does not offer or service student loans. California loans are made or arranged pursuant to a California Financing Law License. See State Disclosures for additional disclosures.

1Credit approval is subject to LoanMart’s credit criteria standards. Actual loan amount, term, and Annual Percentage Rate of the loan that a consumer qualifies for may vary by applicant. Minimum loan amounts vary by state. Consumers need to demonstrate ability to repay the loan.

2Based on consumers who received a loan from February 2002 to October 2018.

3Application processes could take five (5) minutes to complete. Upon completion, a conditional approval may be given pending review of documentation. Funding time is based on the time from final approval following receipt and review of all required documents and signing, prior to 5PM PST on a business day.

4To exercise the right to rescind, the consumer(s) must notify LoanMart in writing by midnight on the third calendar day from obtaining the loan. Within one business day from notice of rescission, the consumer(s) must return any monies received and fees paid on behalf of the consumer(s) by certified funds.

5LoanMart recommends and encourages customers to pay early and often and more in order to avoid additional finance charges.

If you are using a screen reader and are having problems using this website, please call 1-855-422-7412 for assistance.


DISCLOSURES FOR VEHICLE SECURED LOANS MADE BY CAPITAL COMMUNITY BANK

Loans for Texas and Florida residents are made by Capital Community Bank, a Utah chartered bank located in Provo, UT, member FDIC. Loans made by Capital Community Bank will be governed by Utah law and serviced by LoanMart.

All loan applications are subject to meeting Capital Community Bank’s credit criteria, which include providing acceptable property as collateral. Consumers need to demonstrate ability to repay the loan.

Questions? Customersupport@800loanmart.com or call 855-399-2261.