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Is My Credit Card Limit Sufficient?

When it comes to credit card limits, it may be complicated to understand whether or not a credit card’s limit is sufficient. To figure out whether a credit card’s limit is sufficient for you, it is important to consider a few factors; think about...

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Do Americans have Too Many Credit Cards?

Debt to credit ratio is simply the amount of debt a person has versus the amount of open credit/lines of credit that they have. This ratio should be balanced, or the amount of open credit should be higher than the amount of debt that a person has.

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6 Secrets About Credit Cards You Didn’t Know About

It is no secret that credit cards and credit card companies can be rather chocked full of secrets of all sorts. Some of these credit card secrets can end up working out in your favor, some of them not so much.

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Applications submitted on this website may be originated by one of several lenders. All loans will be serviced by LoanMart. See State Disclosures for additional information.

1Loan approval is subject to meeting the lenders credit criteria, which may include providing acceptable property as collateral. Actual loan amount, term, and Annual Percentage Rate of the loan that a consumer qualifies for may vary by consumer. Loan proceeds are intended primarily for personal, family and household purposes. Minimum loan amounts vary by state. Consumers need to demonstrate ability to repay the loan.

2Based on consumers who received a loan from LoanMart from February 2002 to October 2018.

3Application processes could take five (5) minutes to complete. Upon completion, a conditional approval may be given pending review of documentation. Funding time is based on the time from final approval following receipt and review of all required documents and signing, prior to 2PM PST on a business day.

4To exercise the right to rescind, the consumer(s) must notify the lender in writing by midnight on the third calendar day from obtaining the loan. Within one business day from notice of rescission, the consumer(s) must return any monies received and fees paid on behalf of the consumer(s) by certified funds.

5Lenders recommend and encourage consumers to pay early and often and more in order to avoid additional finance charges.

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