LoanMart's MoneyTalk articles provide the knowledge, tips, and tricks you need to do more with your money.
Budgeting and Saving
Making a Budget and Sticking to it (14)
Saving for Emergencies (9)
Saving for Retirement (8)
Saving Money on Everyday Purchases (32)
Ways to Earn Additional Income (12)
Improving My Credit
How Do Credit Scores Work? (13)
How Do I Improve my Credit? (10)
Getting and Using a Bank Account
Using Debit Cards (2)
What is the Best Way to Use a Bank Account? (3)
What Type of Bank Account Should I get? (2)
Getting and Using a Credit Card
How do I get a Credit Card? (3)
What is the Best Way to Use a Credit Card? (6)
What Type of Credit Card Should I get? (3)
Getting and Using a Loan
Auto Loans (3)
How do I get a Loan? (7)
Personal Loans (4)
Title Loans (9)
What is the Best Way to Use a Loan? (2)
What Type of Loan Should I get? (4)
Debt Consolidation (7)
Digital Payments (7)
Explanation of Various Financial Terms (8)
Online Privacy and Account Security (5)
Transferring Money (2)
Saving to Buy a House (2)
Declaring bankruptcy may seem like a pretty nice solution to a gigantic problem, does it not? However, not only does this create negative repercussions for you but declaring bankruptcy could also do financial harm to your spouse/co-signer.
There are two major options to consider when thinking about debt consolidation; either through a credit card or through a loan. It may be confusing picking between those two debt consolidate options.
If someone who is legally married is looking to declare bankruptcy they may be curious if they can do it independently, and how it can impact their spouse.
If you have ever wondered why your family’s finances seemed generationally cursed, it’s probably because you don’t understand the history. Every generation handled money differently. To know what went wrong, you have to know where you started f...
Debt consolidation is a viable option for those who want to combine all their debts and bills into one place. Combining all debts into one place won’t lessen your debt, but it can make it significantly easier to pay.
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DISCLOSURES FOR VEHICLE SECURED LOANS MADE BY LOANMART
California loans are made or arranged pursuant to a California Financing Law License. See State Disclosures for additional disclosures.
1Loan approval is subject to meeting the lenders credit criteria, which may include providing acceptable property as collateral. Actual loan amount, term, and Annual Percentage Rate of the loan that a consumer qualifies for may vary by consumer. Loan proceeds are intended primarily for personal, family and household purposes. Minimum loan amounts vary by state. Consumers need to demonstrate ability to repay the loan.
2Based on consumers who received a loan from LoanMart from February 2002 to October 2018.
3Application processes could take five (5) minutes to complete. Upon completion, a conditional approval may be given pending review of documentation. Funding time is based on the time from final approval following receipt and review of all required documents and signing, prior to 2PM PST on a business day.
4To exercise the right to rescind, the consumer(s) must notify the lender in writing by midnight on the third calendar day from obtaining the loan. Within one business day from notice of rescission, the consumer(s) must return any monies received and fees paid on behalf of the consumer(s) by certified funds.
5Lenders recommend and encourage consumers to pay early and often and more in order to avoid additional finance charges.
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DISCLOSURES FOR VEHICLE SECURED LOANS MADE BY CAPITAL COMMUNITY BANK
Loans for certain California residents, and residents of Delaware, District of Columbia, Florida, Illinois, Indiana, Kansas, Kentucky, Michigan, Mississippi, Oklahoma, Ohio, Oregon, South Dakota, Tennessee, Texas, and Washington residents are made by Capital Community Bank, a Utah chartered bank located in Provo, UT, Member FDIC. Loans made by Capital Community Bank will be governed by Utah law and serviced by LoanMart.
†All loan applications are subject to meeting Capital Community Bank’s credit criteria, which include providing acceptable property as collateral. Consumers need to demonstrate ability to repay the loan.