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Who Can Access My Credit Score?

A credit score will let you know if you need to improve your credit to get more opportunities. That said, it is important to know who can access your credit score.

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How to Find Out What Your Credit Score Is

Credit scores are the number one more common tool that lenders, banks, landlords, and credit card companies use to determine the level of risk you may pose as a borrower or a renter.

Myths about Credit History Debunked

Failing to understand what actions affect an individual’s credit score can end up costing them a lot of money. Credit score is what lenders use to determine whether to lend someone money and what kind of interest rate they can give – and when som...

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Ways to Calculate your Credit Score

Your credit score is an important asset that is more important than you think. When you have good, positive credit, it opens more doors for you financially. In fact, many lenders will only give you a loan if you have a good credit score. Whether you ...

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Do you know what your Credit Score is Used for

You’ve probably heard about how important your credit score is. Advertisements for banks talk about them; advertisements for lenders talk about them; “credit score” is all over the place. But do you know what your credit score is used for?

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Applications submitted on this website may be originated by one of several lenders. All loans will be serviced by LoanMart. See State Disclosures for additional information.

1Loan approval is subject to meeting the lenders credit criteria, which may include providing acceptable property as collateral. Actual loan amount, term, and Annual Percentage Rate of the loan that a consumer qualifies for may vary by consumer. Loan proceeds are intended primarily for personal, family and household purposes. Minimum loan amounts vary by state. Consumers need to demonstrate ability to repay the loan.

2Based on consumers who received a loan from LoanMart from February 2002 to October 2018.

3Application processes could take five (5) minutes to complete. Upon completion, a conditional approval may be given pending review of documentation. Funding time is based on the time from final approval following receipt and review of all required documents and signing, prior to 2PM PST on a business day.

4To exercise the right to rescind, the consumer(s) must notify the lender in writing by midnight on the third calendar day from obtaining the loan. Within one business day from notice of rescission, the consumer(s) must return any monies received and fees paid on behalf of the consumer(s) by certified funds.

5Lenders recommend and encourage consumers to pay early and often and more in order to avoid additional finance charges.

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