How to Find Out What Your Credit Score Is

Credit scores are the number one more common tool that lenders, banks, landlords, and credit card companies use to determine the level of risk you may pose as a borrower or a renter.

Myths about Credit History Debunked

Failing to understand what actions affect an individual’s credit score can end up costing them a lot of money. Credit score is what lenders use to determine whether to lend someone money and what kind of interest rate they can give – and when som...

Ways to Calculate your Credit Score

Your credit score is an important asset that is more important than you think. When you have good, positive credit, it opens more doors for you financially. In fact, many lenders will only give you a loan if you have a good credit score. Whether you ...

Do you know what your Credit Score is Used for

You’ve probably heard about how important your credit score is. Advertisements for banks talk about them; advertisements for lenders talk about them; “credit score” is all over the place. But do you know what your credit score is used for?

How Credit Scores Work

Trying to improve your credit, but struggling to qualify for a loan or credit card? You might be asking yourself, “Will a title loan help my credit?” In short, the answer is yes it could!

Trusted lender of over 250,000 customers2

Trusted by over 250,000 customers since 2002, we know how to do business the right way. Our US based customer service team is there for you seven days a week.

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LoanMart may act as the broker for the loan and may not be the direct lender. Loan proceeds are intended primarily for personal, family and household purposes. LoanMart does not offer or service student loans. California loans are made or arranged pursuant to a California Financing Law License. See State Disclosures for additional disclosures.

1Credit approval is subject to LoanMart’s credit criteria standards. Actual loan amount, term, and Annual Percentage Rate of the loan that a consumer qualifies for may vary by applicant. Minimum loan amounts vary by state. Consumers need to demonstrate ability to repay the loan.

2Based on consumers who received a loan from February 2002 to October 2018.

3Application processes could take five (5) minutes to complete. Upon completion, a conditional approval may be given pending review of documentation. Funding time is based on the time from final approval following receipt and review of all required documents and signing, prior to 5PM PST on a business day.

4To exercise the right to rescind, the consumer(s) must notify LoanMart in writing by midnight on the third calendar day from obtaining the loan. Within one business day from notice of rescission, the consumer(s) must return any monies received and fees paid on behalf of the consumer(s) by certified funds.

5LoanMart recommends and encourages customers to pay early and often and more in order to avoid additional finance charges.

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Loans for Delaware, Florida, Illinois, Indiana, Kentucky, Michigan, Mississippi, Oklahoma, Ohio, Oregon, South Dakota, Tennessee, Texas, and Washington residents are made by Capital Community Bank, a Utah chartered bank located in Provo, UT, member FDIC. Loans made by Capital Community Bank will be governed by Utah law and serviced by LoanMart.

All loan applications are subject to meeting Capital Community Bank’s credit criteria, which include providing acceptable property as collateral. Consumers need to demonstrate ability to repay the loan.

Questions? or call 855-399-2261.