LoanMart's MoneyTalk articles provide the knowledge, tips, and tricks you need to do more with your money.
Budgeting and Saving
Making a Budget and Sticking to it (12)
Saving for Emergencies (9)
Saving for Retirement (8)
Saving Money on Everyday Purchases (32)
Ways to Earn Additional Income (11)
Improving My Credit
How Do Credit Scores Work? (13)
How Do I Improve my Credit? (10)
Getting and Using a Bank Account
Using Debit Cards (2)
What is the Best Way to Use a Bank Account? (3)
What Type of Bank Account Should I get? (2)
Getting and Using a Credit Card
How do I get a Credit Card? (3)
What is the Best Way to Use a Credit Card? (6)
What Type of Credit Card Should I get? (3)
Getting and Using a Loan
Auto Loans (3)
How do I get a Loan? (7)
Personal Loans (4)
Title Loans (9)
What is the Best Way to Use a Loan? (2)
What Type of Loan Should I get? (4)
Debt Consolidation (7)
Digital Payments (7)
Explanation of Various Financial Terms (8)
Online Privacy and Account Security (5)
Transferring Money (2)
Saving to Buy a House (2)
A credit score matters because it affects many aspects of a person’s life from going to school to buying a house. The credit world, much like the rest of the world, can be a scary place.
As time goes on, a credit score can go through positive and negative growth, but why does an ideal credit matter so much? With an ideal credit score, there are plenty of benefits that one can enjoy!
There are many reasons why mistakes can show up on a credit report. Sometimes these mistakes are simple, such as a credit showing up multiple times, or a clerical error will be made, but these mistakes can be easily disputed.
Credit reports give lenders a picture of your financial past and present. The credit reporting system, like most systems in the financial world, is not perfect, and often credit reports can carry mistakes
Although we try to help those with poor or bad credit at LoanMart, sometimes we’re unable to secure car title loans for everyone who wants to use us as their lender. Credit score is an indication of how responsible a person is with their money and ...
Bad decisions and situations out of your control may have led you to a bleak place in your financial life. Bad credit can affect your ability to obtain loans from banks and other lending institutions and can be difficult to repair without a lot of ha...
Your credit score determines how much interest you will pay when you take out home mortgage and automobile loans. A poor credit score can increase house payments by more than $100 a month. Simply put, having poor credit makes it difficult to get a lo...
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DISCLOSURES FOR VEHICLE SECURED LOANS MADE BY LOANMART
California loans are made or arranged pursuant to a California Financing Law License. See State Disclosures for additional disclosures.
1Loan approval is subject to meeting the lenders credit criteria, which may include providing acceptable property as collateral. Actual loan amount, term, and Annual Percentage Rate of the loan that a consumer qualifies for may vary by consumer. Loan proceeds are intended primarily for personal, family and household purposes. Minimum loan amounts vary by state. Consumers need to demonstrate ability to repay the loan.
2Based on consumers who received a loan from LoanMart from February 2002 to October 2018.
3Application processes could take five (5) minutes to complete. Upon completion, a conditional approval may be given pending review of documentation. Funding time is based on the time from final approval following receipt and review of all required documents and signing, prior to 2PM PST on a business day.
4To exercise the right to rescind, the consumer(s) must notify the lender in writing by midnight on the third calendar day from obtaining the loan. Within one business day from notice of rescission, the consumer(s) must return any monies received and fees paid on behalf of the consumer(s) by certified funds.
5Lenders recommend and encourage consumers to pay early and often and more in order to avoid additional finance charges.
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DISCLOSURES FOR VEHICLE SECURED LOANS MADE BY CAPITAL COMMUNITY BANK
Loans for Delaware, District of Columbia, Florida, Illinois, Indiana, Kansas, Kentucky, Michigan, Mississippi, Oklahoma, Ohio, Oregon, South Dakota, Tennessee, Texas, and Washington residents are made by Capital Community Bank, a Utah chartered bank located in Provo, Utah, Member FDIC. Loans made by Capital Community Bank will be governed by Utah law and serviced by LoanMart.
†All loan applications are subject to meeting Capital Community Bank’s credit criteria, which include providing acceptable property as collateral. Consumers need to demonstrate ability to repay the loan.