The vaccines, and their costs that your child needs for school will vary by state and age. One of the most important events your child has to prepare for is starting kindergarten. Even if they have been socializing with other children before, they will likely be interacting with many new children, even if only in passing, and this can expose them to a host of new germs.
- Diphtheria – An infection with flu-like symptoms caused by a bacterium.
- Tetanus – Caused by a bacteria commonly found in soil, saliva, and dust. Also called lockjaw, the symptoms include muscle spasms and things like fever, sweating, trouble swallowing, etc.
- Pertussis – Whooping Cough.
- Hepatitis B – A virus that causes damage to the liver, characterized by things like yellowish skin.
- Measles – A highly-contagious disease with flu-like symptoms and rash caused by a virus. Complications can be as severe as inflammation of the brain.
- Mumps – A viral disease that usually involves swelling of the salivary glands. Complications include, among other things, meningitis and permanent deafness.
- Rubella – German Measles
- Polio – Caused by the poliovirus, it can cause muscle weakness that results in the inability to use the affected limb.
- Varicella – Chickenpox
- Hepatitis A – An infection of the liver that can lead to things like jaundice and liver failure.
- Haemophilus Influenzae Type B – The symptoms mimic a viral infection, but the complications can include things like pneumonia or infectious arthritis.
- Pneumococcal Disease – A bacteria that is the leading cause of community acquired pneumonia
That’s a lot of vaccines. And as you know, medical care doesn’t always come cheap, which is why LoanMart recommends title loans for that emergency cash. With title loans, you can get easy and fast cash, especially you get the from LoanMart. Before we talk about taking on a title loan for emergency cash, consider the real cost of vaccines out-of-pocket.
How much do vaccines cost for kindergarten?
The average out-of-pocket cost for vaccinations during the first year of life is $242. That said, it’s estimated that the actual cost of vaccines for an infant’s first year cost at least $620. And you can expect to spend at least another $600 by the time they turn 18. Note that this cost includes the cost of both the vaccine and having it administered by a healthcare professional.
The good news is that most insurance companies cover the cost of baby immunizations recommended by the U.S. Center for Disease Control & Prevention. Unfortunately, some insurance companies do not cover immunizations, or only cover certain vaccines. For example, many plans do not cover the chickenpox vaccine. If your plan doesn’t cover a particular vaccine, you may be able to get a referral from you doctor and have the vaccine administered at a public health clinic or get a dose from another source and have your doctor administer it. Even with those options, it may be difficult to afford vaccines along with all the other costs associated with a young child.
How can I pay for vaccines without insurance?
You’ve got a number of different things you can do when it comes time to pay for vaccines for your young child:
- Sell things you no longer use – Most people have at least a few things lying around their house that they no longer use. Try putting them on Craigslist or Ebay. After all, one person’s trash is another person’s treasure.
- Get a part-time job – If you work ten hours a week at $10 an hour, that’s about $70 after taxes, or almost $300 a month.
- Borrow money from friends or family – Your child’s health is important and is not a reoccurring expense. Because of this, you may be able to borrow money from friends or family at low or no interest.
- Take out a secured loan – You may be able to cover the cost of your child’s vaccines with something like a payday loan. If you have a car with a clear-and-free title, you may even be able to get a car title loan from LoanMart1. You can typically get more money at a better rate because the loan is secured with your car title. Note that you will be able to drive your car just like normal while you have the loan as long as you make your monthly payments on time.
There are a lot of things to worry about when it comes to your children’s health. Figuring out how to pay for vaccines can be stressful, but it doesn’t have to be. Because vaccines are usually given on a schedule, it makes it easier to plan ahead and anticipate the cost. With that, you can figure out the best way to pay for the vaccines, even if you don’t have insurance.
When in need of additional funding for vaccines, title loans may be a favorable option. Car title loans from LoanMart can be a great way to get essential funding without all the hassles that can come with traditional lenders1.
One of the best things about car title loans from LoanMart is that they are fast and efficient. You could even receive your car title loan funding as soon as the next business day3!
Check out our application and see how you can use emergency money from a title loan to pay for vaccines!