If you’re a resident of Ada, Oklahoma and you’re wondering if you could apply for a loan with a past bankruptcy, know that ChoiceCash Title Loans may be an option to consider1.
What is a ChoiceCash Title Loan and Are They Available in Oklahoma?
A ChoiceCash Title Loan is a loan that is secured by using your car title as collateral in exchange for emergency funding. ChoiceCash Title Loans operates and functions slightly differently than traditional bank loans. They are typically faster to get, more flexible, affordable, and convenient!
Traditional bank loans can take weeks to validate and transfer the money you need when you need it. Through ChoiceCash Title Loans, some residents in Ada, Oklahoma could get approved within less than half an hour1!
Can I Still Apply for a ChoiceCash Title Loan if I Have Declared Bankruptcy in the Past?
If you’re a resident of Ada, Oklahoma and have declared bankruptcy before, there may still be loan options available for you!
ChoiceCash Title Loans rely on collateral and not necessarily your credit during the approval process. As a result of using your vehicle title as collateral, ChoiceCash Title Loans could offer more options1. Unlike other loans–such as a pawn shop loans–you can continue to drive your car while making your scheduled monthly payments!
This is one of the many benefits of choosing a lender that will work with you–they offer a lot of convenience throughout the approval process.
Auto title loans, such as ChoiceCash Title Loans, offer high approval rates due to the secure nature of the loan. This is an advantageous benefit to those who have previously declared bankruptcy and may have bad credit, as title loans are more flexible than traditional bank loans.
How Do I Qualify for a ChoiceCash Title Loan in Ada, Oklahoma?
To qualify for a ChoiceCash Title Loan as a resident of Ada, Oklahoma, there are a few simple requirements you must meet. Such as:
- Be 18 Years of Age or Older
- Own a Vehicle in Your Name
- Receive a Steady Income
By meeting these requirements, you could be well on your way to completing the next steps in the approval process. Residents of Ada, Oklahoma with a past bankruptcy must provide a few different documents to the loan agent when applying with ChoiceCash Title Loans.
Documents for a title loan will vary by state, but in Oklahoma you will need:
- A valid government issued photo ID
- Proof of income (bank statements, paystubs, checking account statements, etc.)
- Proof of residency (utility bills, lease/mortgage agreement, etc.)
- Qualifying vehicle title with your name on it
With these documents turned in, it becomes even easier to get approved for a ChoiceCash Title Loan the same day1!
One of the last steps before approval is to submit photos of your vehicle for inspection. This is because the title loan value is largely based on the actual value of your vehicle.
The following vehicle details are taken into consideration for the loan amount:
- Make and model
- Current condition (any damage or modifications)
By conducting this inspection, you can receive the most accurate equity estimate!
ChoiceCash Title Loans are some of the most flexible, easy, and convenient loans available for residents in Ada, Oklahoma. Even if you have declared bankruptcy in the past, ChoiceCash Title Loans may still be an option to consider.
Get the convenience and financial help that you need with ChoiceCash Title Loans in Oklahoma1!
Why Choose ChoiceCash Title Loans in Ada, Oklahoma?
If you’re still struggling with the aftermath of past bankruptcy, consider working with a flexible loan option that has your best interest in mind.
Bankruptcy can ruin your credit for up to ten years, which can affect your ability to get approval for a loan. Making the right financial decision can help you bounce back from bankruptcy and financial hardship sooner!
Unlike a traditional bank loan, ChoiceCash Title Loan terms are personalized to fit your lending needs to help you obtain affordable funding1.
Take a look at some of the incredible benefits borrowers receive with ChoiceCash Title Loans.
Longer Loan Terms
One of the most beneficial reasons to choose a ChoiceCash Title Loan is the ability to acquire a longer loan term that suits your financial situation. With ChoiceCash Title Loans, repayment terms can extend up to three years3!
No Hidden Fees to Worry About
With other title loans, hidden fees can become a huge burden at the end of title loan repayment. ChoiceCash Title Loans offer honesty and transparency, so that means no hidden fees to worry about.
Borrow More Money in the Future
If you find yourself needing another influx of cash after your initial loan with ChoiceCash Title Loans, know that applying for more money is an option! Without having to pay off the original balance first, you could receive more financial help if you need it1.
Monthly Payments That Could Get Lower Each Month
With a ChoiceCash Title Loan, your monthly payments start low and could get even lower during the repayment process2. By the time you’re making your final loan payment, you could potentially be paying half of what your first payment was. This is an additional benefit to those trying to ease their financial situation.
Choosing ChoiceCash Title Loans could leave eligible borrowers in Ada, Oklahoma with more money in their pocket! To inquire today, simply call (888) 742-7153 or apply online!