By Ashley | April 17, 2014
Saving money isn’t easy for everyone, but saving is a great way to get ahead and prepare for the expensive things that simply cannot be anticipated. We know that saving money is often a matter of changing the way a person thinks along with fixing how they spend.
Cutting Costs and Putting More Back in the Wallet
Sometimes the easiest ways to save money are the things a person wouldn’t even think of. Below are some simple changes a person can make without shaking up a budget too much.
- Caffeine Costs – Brew coffee at home and save up to $20 a week.
- Cut Cable – Save monthly by cutting cable and utilizing entertainment options that offer a one time payment.
- Carpool – Cut transportation costs by up to 75% by carpooling with friends to work or school.
- Wash at Home – Save money on dry cleaning bills by learning to wash and press clothing at home.
- Refinance – Save up to 16% each year with lower interest rates.
- Wash in Cold – Run all your laundry loads in cold water and save on utility costs.
- Stop Smoking – Cigarettes cost the average smoker over a thousand dollars a year.
- Workout at Home – On average, gym costs hit $55 a month and people can work out from home with a one-time investment in running shoes, a yoga mat or a workout DVD.
- Pack a Lunch – It’s great to go out with friends, but not if it’s emptying the wallet. Bring a lunch from home for $15 a week and save 60% when not eating out as often.
- Consolidate Debt – Consolidating debt can save more than $2,000 in just one year.
Helping You When Money is Tight
Although saving money is a valuable habit, everyone can get into a tight crunch before having a chance to get money built up in their account. For those times when a person is not prepared, consider a Car Title Loan from LoanMart.